LTV · monthly repayment
▼ 0.50% · 3.625%
HK$74,673
−HK$4,683/mo
▼ 0.25% · 3.875%
HK$76,996
−HK$2,360/mo
Today · 4.125%
HK$79,356
baseline
▲ 0.50% · 4.625%
HK$84,185
+HK$4,829/mo
Deposit HK$16.37M · loan HK$16.37M · min. income ≈ HK$158,712/mo (50% DSR)
Upfront cash ≈ HK$17.77M (deposit + AVD stamp duty HK$1,391,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,073
−HK$4,489/mo
▼ 0.25% · 3.875%
HK$85,301
−HK$2,261/mo
Today · 4.125%
HK$87,562
baseline
▲ 0.50% · 4.625%
HK$92,177
+HK$4,615/mo
Deposit HK$16.37M · loan HK$16.37M · min. income ≈ HK$175,124/mo (50% DSR)
Upfront cash ≈ HK$17.77M (deposit + AVD stamp duty HK$1,391,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,608
−HK$5,619/mo
▼ 0.25% · 3.875%
HK$92,395
−HK$2,832/mo
Today · 4.125%
HK$95,227
baseline
▲ 0.50% · 4.625%
HK$101,022
+HK$5,795/mo
Deposit HK$13.10M · loan HK$19.65M · min. income ≈ HK$190,454/mo (50% DSR)
Upfront cash ≈ HK$14.49M (deposit + AVD stamp duty HK$1,391,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,688
−HK$5,386/mo
▼ 0.25% · 3.875%
HK$102,362
−HK$2,712/mo
Today · 4.125%
HK$105,074
baseline
▲ 0.50% · 4.625%
HK$110,612
+HK$5,538/mo
Deposit HK$13.10M · loan HK$19.65M · min. income ≈ HK$210,148/mo (50% DSR)
Upfront cash ≈ HK$14.49M (deposit + AVD stamp duty HK$1,391,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,543
−HK$6,555/mo
▼ 0.25% · 3.875%
HK$107,795
−HK$3,303/mo
Today · 4.125%
HK$111,098
baseline
▲ 0.50% · 4.625%
HK$117,859
+HK$6,761/mo
Deposit HK$9.82M · loan HK$22.92M · min. income ≈ HK$222,196/mo (50% DSR)
Upfront cash ≈ HK$11.22M (deposit + AVD stamp duty HK$1,391,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,303
−HK$6,283/mo
▼ 0.25% · 3.875%
HK$119,422
−HK$3,164/mo
Today · 4.125%
HK$122,586
baseline
▲ 0.50% · 4.625%
HK$129,048
+HK$6,462/mo
Deposit HK$9.82M · loan HK$22.92M · min. income ≈ HK$245,172/mo (50% DSR)
Upfront cash ≈ HK$11.22M (deposit + AVD stamp duty HK$1,391,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,412
−HK$8,429/mo
▼ 0.25% · 3.875%
HK$138,593
−HK$4,248/mo
Today · 4.125%
HK$142,841
baseline
▲ 0.50% · 4.625%
HK$151,532
+HK$8,691/mo
Deposit HK$3.27M · loan HK$29.47M · min. income ≈ HK$285,682/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$1,391,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,532
−HK$8,079/mo
▼ 0.25% · 3.875%
HK$153,542
−HK$4,069/mo
Today · 4.125%
HK$157,611
baseline
▲ 0.50% · 4.625%
HK$165,919
+HK$8,308/mo
Deposit HK$3.27M · loan HK$29.47M · min. income ≈ HK$315,222/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$1,391,781 · Scale 2, in force from 26 Feb 2026)