LTV · monthly repayment
▼ 0.50% · 3.625%
HK$74,674
−HK$4,683/mo
▼ 0.25% · 3.875%
HK$76,997
−HK$2,360/mo
Today · 4.125%
HK$79,357
baseline
▲ 0.50% · 4.625%
HK$84,185
+HK$4,828/mo
Deposit HK$16.37M · loan HK$16.37M · min. income ≈ HK$158,714/mo (50% DSR)
Upfront cash ≈ HK$17.77M (deposit + AVD stamp duty HK$1,391,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,074
−HK$4,488/mo
▼ 0.25% · 3.875%
HK$85,302
−HK$2,260/mo
Today · 4.125%
HK$87,562
baseline
▲ 0.50% · 4.625%
HK$92,178
+HK$4,616/mo
Deposit HK$16.37M · loan HK$16.37M · min. income ≈ HK$175,124/mo (50% DSR)
Upfront cash ≈ HK$17.77M (deposit + AVD stamp duty HK$1,391,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,609
−HK$5,619/mo
▼ 0.25% · 3.875%
HK$92,396
−HK$2,832/mo
Today · 4.125%
HK$95,228
baseline
▲ 0.50% · 4.625%
HK$101,022
+HK$5,794/mo
Deposit HK$13.10M · loan HK$19.65M · min. income ≈ HK$190,456/mo (50% DSR)
Upfront cash ≈ HK$14.49M (deposit + AVD stamp duty HK$1,391,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,689
−HK$5,386/mo
▼ 0.25% · 3.875%
HK$102,362
−HK$2,713/mo
Today · 4.125%
HK$105,075
baseline
▲ 0.50% · 4.625%
HK$110,613
+HK$5,538/mo
Deposit HK$13.10M · loan HK$19.65M · min. income ≈ HK$210,150/mo (50% DSR)
Upfront cash ≈ HK$14.49M (deposit + AVD stamp duty HK$1,391,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,543
−HK$6,556/mo
▼ 0.25% · 3.875%
HK$107,795
−HK$3,304/mo
Today · 4.125%
HK$111,099
baseline
▲ 0.50% · 4.625%
HK$117,859
+HK$6,760/mo
Deposit HK$9.82M · loan HK$22.92M · min. income ≈ HK$222,198/mo (50% DSR)
Upfront cash ≈ HK$11.22M (deposit + AVD stamp duty HK$1,391,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,304
−HK$6,283/mo
▼ 0.25% · 3.875%
HK$119,423
−HK$3,164/mo
Today · 4.125%
HK$122,587
baseline
▲ 0.50% · 4.625%
HK$129,049
+HK$6,462/mo
Deposit HK$9.82M · loan HK$22.92M · min. income ≈ HK$245,174/mo (50% DSR)
Upfront cash ≈ HK$11.22M (deposit + AVD stamp duty HK$1,391,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,413
−HK$8,429/mo
▼ 0.25% · 3.875%
HK$138,594
−HK$4,248/mo
Today · 4.125%
HK$142,842
baseline
▲ 0.50% · 4.625%
HK$151,534
+HK$8,692/mo
Deposit HK$3.27M · loan HK$29.47M · min. income ≈ HK$285,684/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$1,391,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,533
−HK$8,079/mo
▼ 0.25% · 3.875%
HK$153,544
−HK$4,068/mo
Today · 4.125%
HK$157,612
baseline
▲ 0.50% · 4.625%
HK$165,920
+HK$8,308/mo
Deposit HK$3.27M · loan HK$29.47M · min. income ≈ HK$315,224/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$1,391,792 · Scale 2, in force from 26 Feb 2026)