LTV · monthly repayment
▼ 0.50% · 3.625%
HK$74,682
−HK$4,683/mo
▼ 0.25% · 3.875%
HK$77,005
−HK$2,360/mo
Today · 4.125%
HK$79,365
baseline
▲ 0.50% · 4.625%
HK$84,194
+HK$4,829/mo
Deposit HK$16.38M · loan HK$16.38M · min. income ≈ HK$158,730/mo (50% DSR)
Upfront cash ≈ HK$17.77M (deposit + AVD stamp duty HK$1,391,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,083
−HK$4,488/mo
▼ 0.25% · 3.875%
HK$85,311
−HK$2,260/mo
Today · 4.125%
HK$87,571
baseline
▲ 0.50% · 4.625%
HK$92,187
+HK$4,616/mo
Deposit HK$16.38M · loan HK$16.38M · min. income ≈ HK$175,142/mo (50% DSR)
Upfront cash ≈ HK$17.77M (deposit + AVD stamp duty HK$1,391,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,618
−HK$5,620/mo
▼ 0.25% · 3.875%
HK$92,406
−HK$2,832/mo
Today · 4.125%
HK$95,238
baseline
▲ 0.50% · 4.625%
HK$101,033
+HK$5,795/mo
Deposit HK$13.10M · loan HK$19.65M · min. income ≈ HK$190,476/mo (50% DSR)
Upfront cash ≈ HK$14.49M (deposit + AVD stamp duty HK$1,391,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,699
−HK$5,387/mo
▼ 0.25% · 3.875%
HK$102,373
−HK$2,713/mo
Today · 4.125%
HK$105,086
baseline
▲ 0.50% · 4.625%
HK$110,625
+HK$5,539/mo
Deposit HK$13.10M · loan HK$19.65M · min. income ≈ HK$210,172/mo (50% DSR)
Upfront cash ≈ HK$14.49M (deposit + AVD stamp duty HK$1,391,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,554
−HK$6,557/mo
▼ 0.25% · 3.875%
HK$107,807
−HK$3,304/mo
Today · 4.125%
HK$111,111
baseline
▲ 0.50% · 4.625%
HK$117,872
+HK$6,761/mo
Deposit HK$9.83M · loan HK$22.93M · min. income ≈ HK$222,222/mo (50% DSR)
Upfront cash ≈ HK$11.22M (deposit + AVD stamp duty HK$1,391,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,316
−HK$6,284/mo
▼ 0.25% · 3.875%
HK$119,435
−HK$3,165/mo
Today · 4.125%
HK$122,600
baseline
▲ 0.50% · 4.625%
HK$129,062
+HK$6,462/mo
Deposit HK$9.83M · loan HK$22.93M · min. income ≈ HK$245,200/mo (50% DSR)
Upfront cash ≈ HK$11.22M (deposit + AVD stamp duty HK$1,391,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,427
−HK$8,430/mo
▼ 0.25% · 3.875%
HK$138,608
−HK$4,249/mo
Today · 4.125%
HK$142,857
baseline
▲ 0.50% · 4.625%
HK$151,549
+HK$8,692/mo
Deposit HK$3.28M · loan HK$29.48M · min. income ≈ HK$285,714/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$1,391,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,549
−HK$8,079/mo
▼ 0.25% · 3.875%
HK$153,560
−HK$4,068/mo
Today · 4.125%
HK$157,628
baseline
▲ 0.50% · 4.625%
HK$165,937
+HK$8,309/mo
Deposit HK$3.28M · loan HK$29.48M · min. income ≈ HK$315,256/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$1,391,937 · Scale 2, in force from 26 Feb 2026)