LTV · monthly repayment
▼ 0.50% · 3.625%
HK$74,711
−HK$4,685/mo
▼ 0.25% · 3.875%
HK$77,035
−HK$2,361/mo
Today · 4.125%
HK$79,396
baseline
▲ 0.50% · 4.625%
HK$84,227
+HK$4,831/mo
Deposit HK$16.38M · loan HK$16.38M · min. income ≈ HK$158,792/mo (50% DSR)
Upfront cash ≈ HK$17.77M (deposit + AVD stamp duty HK$1,392,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,115
−HK$4,491/mo
▼ 0.25% · 3.875%
HK$85,344
−HK$2,262/mo
Today · 4.125%
HK$87,606
baseline
▲ 0.50% · 4.625%
HK$92,223
+HK$4,617/mo
Deposit HK$16.38M · loan HK$16.38M · min. income ≈ HK$175,212/mo (50% DSR)
Upfront cash ≈ HK$17.77M (deposit + AVD stamp duty HK$1,392,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,653
−HK$5,622/mo
▼ 0.25% · 3.875%
HK$92,442
−HK$2,833/mo
Today · 4.125%
HK$95,275
baseline
▲ 0.50% · 4.625%
HK$101,072
+HK$5,797/mo
Deposit HK$13.11M · loan HK$19.66M · min. income ≈ HK$190,550/mo (50% DSR)
Upfront cash ≈ HK$14.50M (deposit + AVD stamp duty HK$1,392,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,738
−HK$5,389/mo
▼ 0.25% · 3.875%
HK$102,413
−HK$2,714/mo
Today · 4.125%
HK$105,127
baseline
▲ 0.50% · 4.625%
HK$110,668
+HK$5,541/mo
Deposit HK$13.11M · loan HK$19.66M · min. income ≈ HK$210,254/mo (50% DSR)
Upfront cash ≈ HK$14.50M (deposit + AVD stamp duty HK$1,392,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,595
−HK$6,559/mo
▼ 0.25% · 3.875%
HK$107,849
−HK$3,305/mo
Today · 4.125%
HK$111,154
baseline
▲ 0.50% · 4.625%
HK$117,918
+HK$6,764/mo
Deposit HK$9.83M · loan HK$22.93M · min. income ≈ HK$222,308/mo (50% DSR)
Upfront cash ≈ HK$11.22M (deposit + AVD stamp duty HK$1,392,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,361
−HK$6,287/mo
▼ 0.25% · 3.875%
HK$119,482
−HK$3,166/mo
Today · 4.125%
HK$122,648
baseline
▲ 0.50% · 4.625%
HK$129,113
+HK$6,465/mo
Deposit HK$9.83M · loan HK$22.93M · min. income ≈ HK$245,296/mo (50% DSR)
Upfront cash ≈ HK$11.22M (deposit + AVD stamp duty HK$1,392,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,480
−HK$8,433/mo
▼ 0.25% · 3.875%
HK$138,663
−HK$4,250/mo
Today · 4.125%
HK$142,913
baseline
▲ 0.50% · 4.625%
HK$151,609
+HK$8,696/mo
Deposit HK$3.28M · loan HK$29.49M · min. income ≈ HK$285,826/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$1,392,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,607
−HK$8,083/mo
▼ 0.25% · 3.875%
HK$153,620
−HK$4,070/mo
Today · 4.125%
HK$157,690
baseline
▲ 0.50% · 4.625%
HK$166,002
+HK$8,312/mo
Deposit HK$3.28M · loan HK$29.49M · min. income ≈ HK$315,380/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$1,392,482 · Scale 2, in force from 26 Feb 2026)