LTV · monthly repayment
▼ 0.50% · 3.625%
HK$74,716
−HK$4,686/mo
▼ 0.25% · 3.875%
HK$77,040
−HK$2,362/mo
Today · 4.125%
HK$79,402
baseline
▲ 0.50% · 4.625%
HK$84,233
+HK$4,831/mo
Deposit HK$16.38M · loan HK$16.38M · min. income ≈ HK$158,804/mo (50% DSR)
Upfront cash ≈ HK$17.78M (deposit + AVD stamp duty HK$1,392,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,121
−HK$4,491/mo
▼ 0.25% · 3.875%
HK$85,350
−HK$2,262/mo
Today · 4.125%
HK$87,612
baseline
▲ 0.50% · 4.625%
HK$92,230
+HK$4,618/mo
Deposit HK$16.38M · loan HK$16.38M · min. income ≈ HK$175,224/mo (50% DSR)
Upfront cash ≈ HK$17.78M (deposit + AVD stamp duty HK$1,392,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,659
−HK$5,623/mo
▼ 0.25% · 3.875%
HK$92,448
−HK$2,834/mo
Today · 4.125%
HK$95,282
baseline
▲ 0.50% · 4.625%
HK$101,079
+HK$5,797/mo
Deposit HK$13.11M · loan HK$19.66M · min. income ≈ HK$190,564/mo (50% DSR)
Upfront cash ≈ HK$14.50M (deposit + AVD stamp duty HK$1,392,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,745
−HK$5,389/mo
▼ 0.25% · 3.875%
HK$102,420
−HK$2,714/mo
Today · 4.125%
HK$105,134
baseline
▲ 0.50% · 4.625%
HK$110,676
+HK$5,542/mo
Deposit HK$13.11M · loan HK$19.66M · min. income ≈ HK$210,268/mo (50% DSR)
Upfront cash ≈ HK$14.50M (deposit + AVD stamp duty HK$1,392,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,603
−HK$6,559/mo
▼ 0.25% · 3.875%
HK$107,856
−HK$3,306/mo
Today · 4.125%
HK$111,162
baseline
▲ 0.50% · 4.625%
HK$117,926
+HK$6,764/mo
Deposit HK$9.83M · loan HK$22.94M · min. income ≈ HK$222,324/mo (50% DSR)
Upfront cash ≈ HK$11.22M (deposit + AVD stamp duty HK$1,392,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,369
−HK$6,287/mo
▼ 0.25% · 3.875%
HK$119,490
−HK$3,166/mo
Today · 4.125%
HK$122,656
baseline
▲ 0.50% · 4.625%
HK$129,122
+HK$6,466/mo
Deposit HK$9.83M · loan HK$22.94M · min. income ≈ HK$245,312/mo (50% DSR)
Upfront cash ≈ HK$11.22M (deposit + AVD stamp duty HK$1,392,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,489
−HK$8,434/mo
▼ 0.25% · 3.875%
HK$138,672
−HK$4,251/mo
Today · 4.125%
HK$142,923
baseline
▲ 0.50% · 4.625%
HK$151,619
+HK$8,696/mo
Deposit HK$3.28M · loan HK$29.49M · min. income ≈ HK$285,846/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$1,392,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,618
−HK$8,083/mo
▼ 0.25% · 3.875%
HK$153,630
−HK$4,071/mo
Today · 4.125%
HK$157,701
baseline
▲ 0.50% · 4.625%
HK$166,014
+HK$8,313/mo
Deposit HK$3.28M · loan HK$29.49M · min. income ≈ HK$315,402/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$1,392,579 · Scale 2, in force from 26 Feb 2026)