LTV · monthly repayment
▼ 0.50% · 3.625%
HK$74,716
−HK$4,686/mo
▼ 0.25% · 3.875%
HK$77,041
−HK$2,361/mo
Today · 4.125%
HK$79,402
baseline
▲ 0.50% · 4.625%
HK$84,233
+HK$4,831/mo
Deposit HK$16.38M · loan HK$16.38M · min. income ≈ HK$158,804/mo (50% DSR)
Upfront cash ≈ HK$17.78M (deposit + AVD stamp duty HK$1,392,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,121
−HK$4,491/mo
▼ 0.25% · 3.875%
HK$85,351
−HK$2,261/mo
Today · 4.125%
HK$87,612
baseline
▲ 0.50% · 4.625%
HK$92,230
+HK$4,618/mo
Deposit HK$16.38M · loan HK$16.38M · min. income ≈ HK$175,224/mo (50% DSR)
Upfront cash ≈ HK$17.78M (deposit + AVD stamp duty HK$1,392,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,660
−HK$5,622/mo
▼ 0.25% · 3.875%
HK$92,449
−HK$2,833/mo
Today · 4.125%
HK$95,282
baseline
▲ 0.50% · 4.625%
HK$101,080
+HK$5,798/mo
Deposit HK$13.11M · loan HK$19.66M · min. income ≈ HK$190,564/mo (50% DSR)
Upfront cash ≈ HK$14.50M (deposit + AVD stamp duty HK$1,392,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,746
−HK$5,388/mo
▼ 0.25% · 3.875%
HK$102,421
−HK$2,713/mo
Today · 4.125%
HK$105,134
baseline
▲ 0.50% · 4.625%
HK$110,676
+HK$5,542/mo
Deposit HK$13.11M · loan HK$19.66M · min. income ≈ HK$210,268/mo (50% DSR)
Upfront cash ≈ HK$14.50M (deposit + AVD stamp duty HK$1,392,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,603
−HK$6,560/mo
▼ 0.25% · 3.875%
HK$107,857
−HK$3,306/mo
Today · 4.125%
HK$111,163
baseline
▲ 0.50% · 4.625%
HK$117,926
+HK$6,763/mo
Deposit HK$9.83M · loan HK$22.94M · min. income ≈ HK$222,326/mo (50% DSR)
Upfront cash ≈ HK$11.22M (deposit + AVD stamp duty HK$1,392,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,370
−HK$6,287/mo
▼ 0.25% · 3.875%
HK$119,491
−HK$3,166/mo
Today · 4.125%
HK$122,657
baseline
▲ 0.50% · 4.625%
HK$129,122
+HK$6,465/mo
Deposit HK$9.83M · loan HK$22.94M · min. income ≈ HK$245,314/mo (50% DSR)
Upfront cash ≈ HK$11.22M (deposit + AVD stamp duty HK$1,392,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,490
−HK$8,433/mo
▼ 0.25% · 3.875%
HK$138,673
−HK$4,250/mo
Today · 4.125%
HK$142,923
baseline
▲ 0.50% · 4.625%
HK$151,620
+HK$8,697/mo
Deposit HK$3.28M · loan HK$29.49M · min. income ≈ HK$285,846/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$1,392,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,618
−HK$8,084/mo
▼ 0.25% · 3.875%
HK$153,631
−HK$4,071/mo
Today · 4.125%
HK$157,702
baseline
▲ 0.50% · 4.625%
HK$166,014
+HK$8,312/mo
Deposit HK$3.28M · loan HK$29.49M · min. income ≈ HK$315,404/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$1,392,584 · Scale 2, in force from 26 Feb 2026)