LTV · monthly repayment
▼ 0.50% · 3.625%
HK$74,722
−HK$4,686/mo
▼ 0.25% · 3.875%
HK$77,046
−HK$2,362/mo
Today · 4.125%
HK$79,408
baseline
▲ 0.50% · 4.625%
HK$84,240
+HK$4,832/mo
Deposit HK$16.38M · loan HK$16.38M · min. income ≈ HK$158,816/mo (50% DSR)
Upfront cash ≈ HK$17.78M (deposit + AVD stamp duty HK$1,392,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,128
−HK$4,491/mo
▼ 0.25% · 3.875%
HK$85,357
−HK$2,262/mo
Today · 4.125%
HK$87,619
baseline
▲ 0.50% · 4.625%
HK$92,237
+HK$4,618/mo
Deposit HK$16.38M · loan HK$16.38M · min. income ≈ HK$175,238/mo (50% DSR)
Upfront cash ≈ HK$17.78M (deposit + AVD stamp duty HK$1,392,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,667
−HK$5,622/mo
▼ 0.25% · 3.875%
HK$92,456
−HK$2,833/mo
Today · 4.125%
HK$95,289
baseline
▲ 0.50% · 4.625%
HK$101,088
+HK$5,799/mo
Deposit HK$13.11M · loan HK$19.66M · min. income ≈ HK$190,578/mo (50% DSR)
Upfront cash ≈ HK$14.50M (deposit + AVD stamp duty HK$1,392,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,753
−HK$5,390/mo
▼ 0.25% · 3.875%
HK$102,429
−HK$2,714/mo
Today · 4.125%
HK$105,143
baseline
▲ 0.50% · 4.625%
HK$110,685
+HK$5,542/mo
Deposit HK$13.11M · loan HK$19.66M · min. income ≈ HK$210,286/mo (50% DSR)
Upfront cash ≈ HK$14.50M (deposit + AVD stamp duty HK$1,392,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,611
−HK$6,560/mo
▼ 0.25% · 3.875%
HK$107,865
−HK$3,306/mo
Today · 4.125%
HK$111,171
baseline
▲ 0.50% · 4.625%
HK$117,936
+HK$6,765/mo
Deposit HK$9.83M · loan HK$22.94M · min. income ≈ HK$222,342/mo (50% DSR)
Upfront cash ≈ HK$11.22M (deposit + AVD stamp duty HK$1,392,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,379
−HK$6,287/mo
▼ 0.25% · 3.875%
HK$119,500
−HK$3,166/mo
Today · 4.125%
HK$122,666
baseline
▲ 0.50% · 4.625%
HK$129,132
+HK$6,466/mo
Deposit HK$9.83M · loan HK$22.94M · min. income ≈ HK$245,332/mo (50% DSR)
Upfront cash ≈ HK$11.22M (deposit + AVD stamp duty HK$1,392,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,500
−HK$8,434/mo
▼ 0.25% · 3.875%
HK$138,684
−HK$4,250/mo
Today · 4.125%
HK$142,934
baseline
▲ 0.50% · 4.625%
HK$151,631
+HK$8,697/mo
Deposit HK$3.28M · loan HK$29.49M · min. income ≈ HK$285,868/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$1,392,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,630
−HK$8,084/mo
▼ 0.25% · 3.875%
HK$153,643
−HK$4,071/mo
Today · 4.125%
HK$157,714
baseline
▲ 0.50% · 4.625%
HK$166,027
+HK$8,313/mo
Deposit HK$3.28M · loan HK$29.49M · min. income ≈ HK$315,428/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$1,392,691 · Scale 2, in force from 26 Feb 2026)