LTV · monthly repayment
▼ 0.50% · 3.625%
HK$74,724
−HK$4,685/mo
▼ 0.25% · 3.875%
HK$77,048
−HK$2,361/mo
Today · 4.125%
HK$79,409
baseline
▲ 0.50% · 4.625%
HK$84,241
+HK$4,832/mo
Deposit HK$16.38M · loan HK$16.38M · min. income ≈ HK$158,818/mo (50% DSR)
Upfront cash ≈ HK$17.78M (deposit + AVD stamp duty HK$1,392,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,129
−HK$4,491/mo
▼ 0.25% · 3.875%
HK$85,359
−HK$2,261/mo
Today · 4.125%
HK$87,620
baseline
▲ 0.50% · 4.625%
HK$92,239
+HK$4,619/mo
Deposit HK$16.38M · loan HK$16.38M · min. income ≈ HK$175,240/mo (50% DSR)
Upfront cash ≈ HK$17.78M (deposit + AVD stamp duty HK$1,392,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,668
−HK$5,623/mo
▼ 0.25% · 3.875%
HK$92,457
−HK$2,834/mo
Today · 4.125%
HK$95,291
baseline
▲ 0.50% · 4.625%
HK$101,089
+HK$5,798/mo
Deposit HK$13.11M · loan HK$19.66M · min. income ≈ HK$190,582/mo (50% DSR)
Upfront cash ≈ HK$14.50M (deposit + AVD stamp duty HK$1,392,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,755
−HK$5,389/mo
▼ 0.25% · 3.875%
HK$102,430
−HK$2,714/mo
Today · 4.125%
HK$105,144
baseline
▲ 0.50% · 4.625%
HK$110,687
+HK$5,543/mo
Deposit HK$13.11M · loan HK$19.66M · min. income ≈ HK$210,288/mo (50% DSR)
Upfront cash ≈ HK$14.50M (deposit + AVD stamp duty HK$1,392,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,613
−HK$6,560/mo
▼ 0.25% · 3.875%
HK$107,867
−HK$3,306/mo
Today · 4.125%
HK$111,173
baseline
▲ 0.50% · 4.625%
HK$117,938
+HK$6,765/mo
Deposit HK$9.83M · loan HK$22.94M · min. income ≈ HK$222,346/mo (50% DSR)
Upfront cash ≈ HK$11.22M (deposit + AVD stamp duty HK$1,392,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,381
−HK$6,288/mo
▼ 0.25% · 3.875%
HK$119,502
−HK$3,167/mo
Today · 4.125%
HK$122,669
baseline
▲ 0.50% · 4.625%
HK$129,135
+HK$6,466/mo
Deposit HK$9.83M · loan HK$22.94M · min. income ≈ HK$245,338/mo (50% DSR)
Upfront cash ≈ HK$11.22M (deposit + AVD stamp duty HK$1,392,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,502
−HK$8,435/mo
▼ 0.25% · 3.875%
HK$138,686
−HK$4,251/mo
Today · 4.125%
HK$142,937
baseline
▲ 0.50% · 4.625%
HK$151,634
+HK$8,697/mo
Deposit HK$3.28M · loan HK$29.49M · min. income ≈ HK$285,874/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$1,392,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,633
−HK$8,084/mo
▼ 0.25% · 3.875%
HK$153,646
−HK$4,071/mo
Today · 4.125%
HK$157,717
baseline
▲ 0.50% · 4.625%
HK$166,030
+HK$8,313/mo
Deposit HK$3.28M · loan HK$29.49M · min. income ≈ HK$315,434/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$1,392,717 · Scale 2, in force from 26 Feb 2026)