LTV · monthly repayment
▼ 0.50% · 3.625%
HK$74,725
−HK$4,686/mo
▼ 0.25% · 3.875%
HK$77,050
−HK$2,361/mo
Today · 4.125%
HK$79,411
baseline
▲ 0.50% · 4.625%
HK$84,243
+HK$4,832/mo
Deposit HK$16.39M · loan HK$16.39M · min. income ≈ HK$158,822/mo (50% DSR)
Upfront cash ≈ HK$17.78M (deposit + AVD stamp duty HK$1,392,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,131
−HK$4,491/mo
▼ 0.25% · 3.875%
HK$85,360
−HK$2,262/mo
Today · 4.125%
HK$87,622
baseline
▲ 0.50% · 4.625%
HK$92,241
+HK$4,619/mo
Deposit HK$16.39M · loan HK$16.39M · min. income ≈ HK$175,244/mo (50% DSR)
Upfront cash ≈ HK$17.78M (deposit + AVD stamp duty HK$1,392,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,670
−HK$5,623/mo
▼ 0.25% · 3.875%
HK$92,459
−HK$2,834/mo
Today · 4.125%
HK$95,293
baseline
▲ 0.50% · 4.625%
HK$101,092
+HK$5,799/mo
Deposit HK$13.11M · loan HK$19.66M · min. income ≈ HK$190,586/mo (50% DSR)
Upfront cash ≈ HK$14.50M (deposit + AVD stamp duty HK$1,392,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,757
−HK$5,390/mo
▼ 0.25% · 3.875%
HK$102,433
−HK$2,714/mo
Today · 4.125%
HK$105,147
baseline
▲ 0.50% · 4.625%
HK$110,689
+HK$5,542/mo
Deposit HK$13.11M · loan HK$19.66M · min. income ≈ HK$210,294/mo (50% DSR)
Upfront cash ≈ HK$14.50M (deposit + AVD stamp duty HK$1,392,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,615
−HK$6,560/mo
▼ 0.25% · 3.875%
HK$107,869
−HK$3,306/mo
Today · 4.125%
HK$111,175
baseline
▲ 0.50% · 4.625%
HK$117,940
+HK$6,765/mo
Deposit HK$9.83M · loan HK$22.94M · min. income ≈ HK$222,350/mo (50% DSR)
Upfront cash ≈ HK$11.22M (deposit + AVD stamp duty HK$1,392,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,383
−HK$6,288/mo
▼ 0.25% · 3.875%
HK$119,505
−HK$3,166/mo
Today · 4.125%
HK$122,671
baseline
▲ 0.50% · 4.625%
HK$129,137
+HK$6,466/mo
Deposit HK$9.83M · loan HK$22.94M · min. income ≈ HK$245,342/mo (50% DSR)
Upfront cash ≈ HK$11.22M (deposit + AVD stamp duty HK$1,392,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,505
−HK$8,435/mo
▼ 0.25% · 3.875%
HK$138,689
−HK$4,251/mo
Today · 4.125%
HK$142,940
baseline
▲ 0.50% · 4.625%
HK$151,637
+HK$8,697/mo
Deposit HK$3.28M · loan HK$29.49M · min. income ≈ HK$285,880/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$1,392,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,636
−HK$8,084/mo
▼ 0.25% · 3.875%
HK$153,649
−HK$4,071/mo
Today · 4.125%
HK$157,720
baseline
▲ 0.50% · 4.625%
HK$166,034
+HK$8,314/mo
Deposit HK$3.28M · loan HK$29.49M · min. income ≈ HK$315,440/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$1,392,746 · Scale 2, in force from 26 Feb 2026)