LTV · monthly repayment
▼ 0.50% · 3.625%
HK$74,727
−HK$4,686/mo
▼ 0.25% · 3.875%
HK$77,052
−HK$2,361/mo
Today · 4.125%
HK$79,413
baseline
▲ 0.50% · 4.625%
HK$84,245
+HK$4,832/mo
Deposit HK$16.39M · loan HK$16.39M · min. income ≈ HK$158,826/mo (50% DSR)
Upfront cash ≈ HK$17.78M (deposit + AVD stamp duty HK$1,392,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,133
−HK$4,492/mo
▼ 0.25% · 3.875%
HK$85,363
−HK$2,262/mo
Today · 4.125%
HK$87,625
baseline
▲ 0.50% · 4.625%
HK$92,243
+HK$4,618/mo
Deposit HK$16.39M · loan HK$16.39M · min. income ≈ HK$175,250/mo (50% DSR)
Upfront cash ≈ HK$17.78M (deposit + AVD stamp duty HK$1,392,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,673
−HK$5,623/mo
▼ 0.25% · 3.875%
HK$92,462
−HK$2,834/mo
Today · 4.125%
HK$95,296
baseline
▲ 0.50% · 4.625%
HK$101,094
+HK$5,798/mo
Deposit HK$13.11M · loan HK$19.66M · min. income ≈ HK$190,592/mo (50% DSR)
Upfront cash ≈ HK$14.50M (deposit + AVD stamp duty HK$1,392,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,760
−HK$5,390/mo
▼ 0.25% · 3.875%
HK$102,435
−HK$2,715/mo
Today · 4.125%
HK$105,150
baseline
▲ 0.50% · 4.625%
HK$110,692
+HK$5,542/mo
Deposit HK$13.11M · loan HK$19.66M · min. income ≈ HK$210,300/mo (50% DSR)
Upfront cash ≈ HK$14.50M (deposit + AVD stamp duty HK$1,392,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,618
−HK$6,560/mo
▼ 0.25% · 3.875%
HK$107,872
−HK$3,306/mo
Today · 4.125%
HK$111,178
baseline
▲ 0.50% · 4.625%
HK$117,943
+HK$6,765/mo
Deposit HK$9.83M · loan HK$22.94M · min. income ≈ HK$222,356/mo (50% DSR)
Upfront cash ≈ HK$11.22M (deposit + AVD stamp duty HK$1,392,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,386
−HK$6,288/mo
▼ 0.25% · 3.875%
HK$119,508
−HK$3,166/mo
Today · 4.125%
HK$122,674
baseline
▲ 0.50% · 4.625%
HK$129,141
+HK$6,467/mo
Deposit HK$9.83M · loan HK$22.94M · min. income ≈ HK$245,348/mo (50% DSR)
Upfront cash ≈ HK$11.22M (deposit + AVD stamp duty HK$1,392,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,509
−HK$8,435/mo
▼ 0.25% · 3.875%
HK$138,693
−HK$4,251/mo
Today · 4.125%
HK$142,944
baseline
▲ 0.50% · 4.625%
HK$151,641
+HK$8,697/mo
Deposit HK$3.28M · loan HK$29.49M · min. income ≈ HK$285,888/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$1,392,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,640
−HK$8,084/mo
▼ 0.25% · 3.875%
HK$153,653
−HK$4,071/mo
Today · 4.125%
HK$157,724
baseline
▲ 0.50% · 4.625%
HK$166,038
+HK$8,314/mo
Deposit HK$3.28M · loan HK$29.49M · min. income ≈ HK$315,448/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$1,392,784 · Scale 2, in force from 26 Feb 2026)