LTV · monthly repayment
▼ 0.50% · 3.625%
HK$74,734
−HK$4,686/mo
▼ 0.25% · 3.875%
HK$77,058
−HK$2,362/mo
Today · 4.125%
HK$79,420
baseline
▲ 0.50% · 4.625%
HK$84,253
+HK$4,833/mo
Deposit HK$16.39M · loan HK$16.39M · min. income ≈ HK$158,840/mo (50% DSR)
Upfront cash ≈ HK$17.78M (deposit + AVD stamp duty HK$1,392,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,140
−HK$4,492/mo
▼ 0.25% · 3.875%
HK$85,370
−HK$2,262/mo
Today · 4.125%
HK$87,632
baseline
▲ 0.50% · 4.625%
HK$92,251
+HK$4,619/mo
Deposit HK$16.39M · loan HK$16.39M · min. income ≈ HK$175,264/mo (50% DSR)
Upfront cash ≈ HK$17.78M (deposit + AVD stamp duty HK$1,392,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,680
−HK$5,624/mo
▼ 0.25% · 3.875%
HK$92,470
−HK$2,834/mo
Today · 4.125%
HK$95,304
baseline
▲ 0.50% · 4.625%
HK$101,103
+HK$5,799/mo
Deposit HK$13.11M · loan HK$19.66M · min. income ≈ HK$190,608/mo (50% DSR)
Upfront cash ≈ HK$14.50M (deposit + AVD stamp duty HK$1,392,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,768
−HK$5,391/mo
▼ 0.25% · 3.875%
HK$102,444
−HK$2,715/mo
Today · 4.125%
HK$105,159
baseline
▲ 0.50% · 4.625%
HK$110,702
+HK$5,543/mo
Deposit HK$13.11M · loan HK$19.66M · min. income ≈ HK$210,318/mo (50% DSR)
Upfront cash ≈ HK$14.50M (deposit + AVD stamp duty HK$1,392,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,627
−HK$6,561/mo
▼ 0.25% · 3.875%
HK$107,881
−HK$3,307/mo
Today · 4.125%
HK$111,188
baseline
▲ 0.50% · 4.625%
HK$117,954
+HK$6,766/mo
Deposit HK$9.83M · loan HK$22.94M · min. income ≈ HK$222,376/mo (50% DSR)
Upfront cash ≈ HK$11.23M (deposit + AVD stamp duty HK$1,392,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,396
−HK$6,289/mo
▼ 0.25% · 3.875%
HK$119,518
−HK$3,167/mo
Today · 4.125%
HK$122,685
baseline
▲ 0.50% · 4.625%
HK$129,152
+HK$6,467/mo
Deposit HK$9.83M · loan HK$22.94M · min. income ≈ HK$245,370/mo (50% DSR)
Upfront cash ≈ HK$11.23M (deposit + AVD stamp duty HK$1,392,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,520
−HK$8,436/mo
▼ 0.25% · 3.875%
HK$138,705
−HK$4,251/mo
Today · 4.125%
HK$142,956
baseline
▲ 0.50% · 4.625%
HK$151,655
+HK$8,699/mo
Deposit HK$3.28M · loan HK$29.50M · min. income ≈ HK$285,912/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$1,392,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,653
−HK$8,085/mo
▼ 0.25% · 3.875%
HK$153,666
−HK$4,072/mo
Today · 4.125%
HK$157,738
baseline
▲ 0.50% · 4.625%
HK$166,052
+HK$8,314/mo
Deposit HK$3.28M · loan HK$29.50M · min. income ≈ HK$315,476/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$1,392,903 · Scale 2, in force from 26 Feb 2026)