LTV · monthly repayment
▼ 0.50% · 3.625%
HK$74,739
−HK$4,687/mo
▼ 0.25% · 3.875%
HK$77,064
−HK$2,362/mo
Today · 4.125%
HK$79,426
baseline
▲ 0.50% · 4.625%
HK$84,259
+HK$4,833/mo
Deposit HK$16.39M · loan HK$16.39M · min. income ≈ HK$158,852/mo (50% DSR)
Upfront cash ≈ HK$17.78M (deposit + AVD stamp duty HK$1,393,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,147
−HK$4,492/mo
▼ 0.25% · 3.875%
HK$85,377
−HK$2,262/mo
Today · 4.125%
HK$87,639
baseline
▲ 0.50% · 4.625%
HK$92,259
+HK$4,620/mo
Deposit HK$16.39M · loan HK$16.39M · min. income ≈ HK$175,278/mo (50% DSR)
Upfront cash ≈ HK$17.78M (deposit + AVD stamp duty HK$1,393,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,687
−HK$5,624/mo
▼ 0.25% · 3.875%
HK$92,477
−HK$2,834/mo
Today · 4.125%
HK$95,311
baseline
▲ 0.50% · 4.625%
HK$101,111
+HK$5,800/mo
Deposit HK$13.11M · loan HK$19.67M · min. income ≈ HK$190,622/mo (50% DSR)
Upfront cash ≈ HK$14.50M (deposit + AVD stamp duty HK$1,393,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,776
−HK$5,391/mo
▼ 0.25% · 3.875%
HK$102,452
−HK$2,715/mo
Today · 4.125%
HK$105,167
baseline
▲ 0.50% · 4.625%
HK$110,710
+HK$5,543/mo
Deposit HK$13.11M · loan HK$19.67M · min. income ≈ HK$210,334/mo (50% DSR)
Upfront cash ≈ HK$14.50M (deposit + AVD stamp duty HK$1,393,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,635
−HK$6,562/mo
▼ 0.25% · 3.875%
HK$107,890
−HK$3,307/mo
Today · 4.125%
HK$111,197
baseline
▲ 0.50% · 4.625%
HK$117,963
+HK$6,766/mo
Deposit HK$9.83M · loan HK$22.94M · min. income ≈ HK$222,394/mo (50% DSR)
Upfront cash ≈ HK$11.23M (deposit + AVD stamp duty HK$1,393,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,406
−HK$6,289/mo
▼ 0.25% · 3.875%
HK$119,527
−HK$3,168/mo
Today · 4.125%
HK$122,695
baseline
▲ 0.50% · 4.625%
HK$129,162
+HK$6,467/mo
Deposit HK$9.83M · loan HK$22.94M · min. income ≈ HK$245,390/mo (50% DSR)
Upfront cash ≈ HK$11.23M (deposit + AVD stamp duty HK$1,393,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,531
−HK$8,436/mo
▼ 0.25% · 3.875%
HK$138,716
−HK$4,251/mo
Today · 4.125%
HK$142,967
baseline
▲ 0.50% · 4.625%
HK$151,666
+HK$8,699/mo
Deposit HK$3.28M · loan HK$29.50M · min. income ≈ HK$285,934/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$1,393,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,664
−HK$8,086/mo
▼ 0.25% · 3.875%
HK$153,678
−HK$4,072/mo
Today · 4.125%
HK$157,750
baseline
▲ 0.50% · 4.625%
HK$166,065
+HK$8,315/mo
Deposit HK$3.28M · loan HK$29.50M · min. income ≈ HK$315,500/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$1,393,012 · Scale 2, in force from 26 Feb 2026)