LTV · monthly repayment
▼ 0.50% · 3.625%
HK$74,743
−HK$4,687/mo
▼ 0.25% · 3.875%
HK$77,068
−HK$2,362/mo
Today · 4.125%
HK$79,430
baseline
▲ 0.50% · 4.625%
HK$84,263
+HK$4,833/mo
Deposit HK$16.39M · loan HK$16.39M · min. income ≈ HK$158,860/mo (50% DSR)
Upfront cash ≈ HK$17.78M (deposit + AVD stamp duty HK$1,393,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,150
−HK$4,493/mo
▼ 0.25% · 3.875%
HK$85,381
−HK$2,262/mo
Today · 4.125%
HK$87,643
baseline
▲ 0.50% · 4.625%
HK$92,263
+HK$4,620/mo
Deposit HK$16.39M · loan HK$16.39M · min. income ≈ HK$175,286/mo (50% DSR)
Upfront cash ≈ HK$17.78M (deposit + AVD stamp duty HK$1,393,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,691
−HK$5,625/mo
▼ 0.25% · 3.875%
HK$92,481
−HK$2,835/mo
Today · 4.125%
HK$95,316
baseline
▲ 0.50% · 4.625%
HK$101,115
+HK$5,799/mo
Deposit HK$13.11M · loan HK$19.67M · min. income ≈ HK$190,632/mo (50% DSR)
Upfront cash ≈ HK$14.50M (deposit + AVD stamp duty HK$1,393,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,781
−HK$5,390/mo
▼ 0.25% · 3.875%
HK$102,457
−HK$2,714/mo
Today · 4.125%
HK$105,171
baseline
▲ 0.50% · 4.625%
HK$110,715
+HK$5,544/mo
Deposit HK$13.11M · loan HK$19.67M · min. income ≈ HK$210,342/mo (50% DSR)
Upfront cash ≈ HK$14.50M (deposit + AVD stamp duty HK$1,393,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,640
−HK$6,562/mo
▼ 0.25% · 3.875%
HK$107,895
−HK$3,307/mo
Today · 4.125%
HK$111,202
baseline
▲ 0.50% · 4.625%
HK$117,968
+HK$6,766/mo
Deposit HK$9.83M · loan HK$22.94M · min. income ≈ HK$222,404/mo (50% DSR)
Upfront cash ≈ HK$11.23M (deposit + AVD stamp duty HK$1,393,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,411
−HK$6,289/mo
▼ 0.25% · 3.875%
HK$119,533
−HK$3,167/mo
Today · 4.125%
HK$122,700
baseline
▲ 0.50% · 4.625%
HK$129,168
+HK$6,468/mo
Deposit HK$9.83M · loan HK$22.94M · min. income ≈ HK$245,400/mo (50% DSR)
Upfront cash ≈ HK$11.23M (deposit + AVD stamp duty HK$1,393,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,537
−HK$8,436/mo
▼ 0.25% · 3.875%
HK$138,722
−HK$4,251/mo
Today · 4.125%
HK$142,973
baseline
▲ 0.50% · 4.625%
HK$151,673
+HK$8,700/mo
Deposit HK$3.28M · loan HK$29.50M · min. income ≈ HK$285,946/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$1,393,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,671
−HK$8,086/mo
▼ 0.25% · 3.875%
HK$153,685
−HK$4,072/mo
Today · 4.125%
HK$157,757
baseline
▲ 0.50% · 4.625%
HK$166,073
+HK$8,316/mo
Deposit HK$3.28M · loan HK$29.50M · min. income ≈ HK$315,514/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$1,393,073 · Scale 2, in force from 26 Feb 2026)