LTV · monthly repayment
▼ 0.50% · 3.625%
HK$74,746
−HK$4,687/mo
▼ 0.25% · 3.875%
HK$77,071
−HK$2,362/mo
Today · 4.125%
HK$79,433
baseline
▲ 0.50% · 4.625%
HK$84,267
+HK$4,834/mo
Deposit HK$16.39M · loan HK$16.39M · min. income ≈ HK$158,866/mo (50% DSR)
Upfront cash ≈ HK$17.78M (deposit + AVD stamp duty HK$1,393,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,154
−HK$4,493/mo
▼ 0.25% · 3.875%
HK$85,385
−HK$2,262/mo
Today · 4.125%
HK$87,647
baseline
▲ 0.50% · 4.625%
HK$92,267
+HK$4,620/mo
Deposit HK$16.39M · loan HK$16.39M · min. income ≈ HK$175,294/mo (50% DSR)
Upfront cash ≈ HK$17.78M (deposit + AVD stamp duty HK$1,393,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,695
−HK$5,625/mo
▼ 0.25% · 3.875%
HK$92,485
−HK$2,835/mo
Today · 4.125%
HK$95,320
baseline
▲ 0.50% · 4.625%
HK$101,120
+HK$5,800/mo
Deposit HK$13.11M · loan HK$19.67M · min. income ≈ HK$190,640/mo (50% DSR)
Upfront cash ≈ HK$14.51M (deposit + AVD stamp duty HK$1,393,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,785
−HK$5,391/mo
▼ 0.25% · 3.875%
HK$102,461
−HK$2,715/mo
Today · 4.125%
HK$105,176
baseline
▲ 0.50% · 4.625%
HK$110,720
+HK$5,544/mo
Deposit HK$13.11M · loan HK$19.67M · min. income ≈ HK$210,352/mo (50% DSR)
Upfront cash ≈ HK$14.51M (deposit + AVD stamp duty HK$1,393,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,645
−HK$6,562/mo
▼ 0.25% · 3.875%
HK$107,900
−HK$3,307/mo
Today · 4.125%
HK$111,207
baseline
▲ 0.50% · 4.625%
HK$117,973
+HK$6,766/mo
Deposit HK$9.83M · loan HK$22.95M · min. income ≈ HK$222,414/mo (50% DSR)
Upfront cash ≈ HK$11.23M (deposit + AVD stamp duty HK$1,393,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,416
−HK$6,290/mo
▼ 0.25% · 3.875%
HK$119,538
−HK$3,168/mo
Today · 4.125%
HK$122,706
baseline
▲ 0.50% · 4.625%
HK$129,174
+HK$6,468/mo
Deposit HK$9.83M · loan HK$22.95M · min. income ≈ HK$245,412/mo (50% DSR)
Upfront cash ≈ HK$11.23M (deposit + AVD stamp duty HK$1,393,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,543
−HK$8,437/mo
▼ 0.25% · 3.875%
HK$138,728
−HK$4,252/mo
Today · 4.125%
HK$142,980
baseline
▲ 0.50% · 4.625%
HK$151,680
+HK$8,700/mo
Deposit HK$3.28M · loan HK$29.50M · min. income ≈ HK$285,960/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$1,393,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,678
−HK$8,087/mo
▼ 0.25% · 3.875%
HK$153,692
−HK$4,073/mo
Today · 4.125%
HK$157,765
baseline
▲ 0.50% · 4.625%
HK$166,081
+HK$8,316/mo
Deposit HK$3.28M · loan HK$29.50M · min. income ≈ HK$315,530/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$1,393,139 · Scale 2, in force from 26 Feb 2026)