LTV · monthly repayment
▼ 0.50% · 3.625%
HK$74,747
−HK$4,687/mo
▼ 0.25% · 3.875%
HK$77,072
−HK$2,362/mo
Today · 4.125%
HK$79,434
baseline
▲ 0.50% · 4.625%
HK$84,268
+HK$4,834/mo
Deposit HK$16.39M · loan HK$16.39M · min. income ≈ HK$158,868/mo (50% DSR)
Upfront cash ≈ HK$17.78M (deposit + AVD stamp duty HK$1,393,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,155
−HK$4,493/mo
▼ 0.25% · 3.875%
HK$85,385
−HK$2,263/mo
Today · 4.125%
HK$87,648
baseline
▲ 0.50% · 4.625%
HK$92,268
+HK$4,620/mo
Deposit HK$16.39M · loan HK$16.39M · min. income ≈ HK$175,296/mo (50% DSR)
Upfront cash ≈ HK$17.78M (deposit + AVD stamp duty HK$1,393,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,696
−HK$5,625/mo
▼ 0.25% · 3.875%
HK$92,486
−HK$2,835/mo
Today · 4.125%
HK$95,321
baseline
▲ 0.50% · 4.625%
HK$101,121
+HK$5,800/mo
Deposit HK$13.11M · loan HK$19.67M · min. income ≈ HK$190,642/mo (50% DSR)
Upfront cash ≈ HK$14.51M (deposit + AVD stamp duty HK$1,393,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,786
−HK$5,391/mo
▼ 0.25% · 3.875%
HK$102,463
−HK$2,714/mo
Today · 4.125%
HK$105,177
baseline
▲ 0.50% · 4.625%
HK$110,721
+HK$5,544/mo
Deposit HK$13.11M · loan HK$19.67M · min. income ≈ HK$210,354/mo (50% DSR)
Upfront cash ≈ HK$14.51M (deposit + AVD stamp duty HK$1,393,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,646
−HK$6,562/mo
▼ 0.25% · 3.875%
HK$107,901
−HK$3,307/mo
Today · 4.125%
HK$111,208
baseline
▲ 0.50% · 4.625%
HK$117,975
+HK$6,767/mo
Deposit HK$9.83M · loan HK$22.95M · min. income ≈ HK$222,416/mo (50% DSR)
Upfront cash ≈ HK$11.23M (deposit + AVD stamp duty HK$1,393,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,417
−HK$6,290/mo
▼ 0.25% · 3.875%
HK$119,540
−HK$3,167/mo
Today · 4.125%
HK$122,707
baseline
▲ 0.50% · 4.625%
HK$129,175
+HK$6,468/mo
Deposit HK$9.83M · loan HK$22.95M · min. income ≈ HK$245,414/mo (50% DSR)
Upfront cash ≈ HK$11.23M (deposit + AVD stamp duty HK$1,393,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,545
−HK$8,437/mo
▼ 0.25% · 3.875%
HK$138,730
−HK$4,252/mo
Today · 4.125%
HK$142,982
baseline
▲ 0.50% · 4.625%
HK$151,682
+HK$8,700/mo
Deposit HK$3.28M · loan HK$29.50M · min. income ≈ HK$285,964/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$1,393,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,679
−HK$8,087/mo
▼ 0.25% · 3.875%
HK$153,694
−HK$4,072/mo
Today · 4.125%
HK$157,766
baseline
▲ 0.50% · 4.625%
HK$166,082
+HK$8,316/mo
Deposit HK$3.28M · loan HK$29.50M · min. income ≈ HK$315,532/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$1,393,153 · Scale 2, in force from 26 Feb 2026)