LTV · monthly repayment
▼ 0.50% · 3.625%
HK$74,750
−HK$4,688/mo
▼ 0.25% · 3.875%
HK$77,075
−HK$2,363/mo
Today · 4.125%
HK$79,438
baseline
▲ 0.50% · 4.625%
HK$84,271
+HK$4,833/mo
Deposit HK$16.39M · loan HK$16.39M · min. income ≈ HK$158,876/mo (50% DSR)
Upfront cash ≈ HK$17.78M (deposit + AVD stamp duty HK$1,393,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,159
−HK$4,492/mo
▼ 0.25% · 3.875%
HK$85,389
−HK$2,262/mo
Today · 4.125%
HK$87,651
baseline
▲ 0.50% · 4.625%
HK$92,272
+HK$4,621/mo
Deposit HK$16.39M · loan HK$16.39M · min. income ≈ HK$175,302/mo (50% DSR)
Upfront cash ≈ HK$17.78M (deposit + AVD stamp duty HK$1,393,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,700
−HK$5,625/mo
▼ 0.25% · 3.875%
HK$92,490
−HK$2,835/mo
Today · 4.125%
HK$95,325
baseline
▲ 0.50% · 4.625%
HK$101,125
+HK$5,800/mo
Deposit HK$13.11M · loan HK$19.67M · min. income ≈ HK$190,650/mo (50% DSR)
Upfront cash ≈ HK$14.51M (deposit + AVD stamp duty HK$1,393,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,790
−HK$5,392/mo
▼ 0.25% · 3.875%
HK$102,467
−HK$2,715/mo
Today · 4.125%
HK$105,182
baseline
▲ 0.50% · 4.625%
HK$110,726
+HK$5,544/mo
Deposit HK$13.11M · loan HK$19.67M · min. income ≈ HK$210,364/mo (50% DSR)
Upfront cash ≈ HK$14.51M (deposit + AVD stamp duty HK$1,393,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,650
−HK$6,563/mo
▼ 0.25% · 3.875%
HK$107,905
−HK$3,308/mo
Today · 4.125%
HK$111,213
baseline
▲ 0.50% · 4.625%
HK$117,980
+HK$6,767/mo
Deposit HK$9.83M · loan HK$22.95M · min. income ≈ HK$222,426/mo (50% DSR)
Upfront cash ≈ HK$11.23M (deposit + AVD stamp duty HK$1,393,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,422
−HK$6,290/mo
▼ 0.25% · 3.875%
HK$119,545
−HK$3,167/mo
Today · 4.125%
HK$122,712
baseline
▲ 0.50% · 4.625%
HK$129,180
+HK$6,468/mo
Deposit HK$9.83M · loan HK$22.95M · min. income ≈ HK$245,424/mo (50% DSR)
Upfront cash ≈ HK$11.23M (deposit + AVD stamp duty HK$1,393,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,550
−HK$8,438/mo
▼ 0.25% · 3.875%
HK$138,735
−HK$4,253/mo
Today · 4.125%
HK$142,988
baseline
▲ 0.50% · 4.625%
HK$151,688
+HK$8,700/mo
Deposit HK$3.28M · loan HK$29.50M · min. income ≈ HK$285,976/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$1,393,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,686
−HK$8,087/mo
▼ 0.25% · 3.875%
HK$153,700
−HK$4,073/mo
Today · 4.125%
HK$157,773
baseline
▲ 0.50% · 4.625%
HK$166,089
+HK$8,316/mo
Deposit HK$3.28M · loan HK$29.50M · min. income ≈ HK$315,546/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$1,393,211 · Scale 2, in force from 26 Feb 2026)