LTV · monthly repayment
▼ 0.50% · 3.625%
HK$74,757
−HK$4,688/mo
▼ 0.25% · 3.875%
HK$77,083
−HK$2,362/mo
Today · 4.125%
HK$79,445
baseline
▲ 0.50% · 4.625%
HK$84,279
+HK$4,834/mo
Deposit HK$16.39M · loan HK$16.39M · min. income ≈ HK$158,890/mo (50% DSR)
Upfront cash ≈ HK$17.79M (deposit + AVD stamp duty HK$1,393,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,167
−HK$4,493/mo
▼ 0.25% · 3.875%
HK$85,397
−HK$2,263/mo
Today · 4.125%
HK$87,660
baseline
▲ 0.50% · 4.625%
HK$92,281
+HK$4,621/mo
Deposit HK$16.39M · loan HK$16.39M · min. income ≈ HK$175,320/mo (50% DSR)
Upfront cash ≈ HK$17.79M (deposit + AVD stamp duty HK$1,393,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,709
−HK$5,625/mo
▼ 0.25% · 3.875%
HK$92,499
−HK$2,835/mo
Today · 4.125%
HK$95,334
baseline
▲ 0.50% · 4.625%
HK$101,135
+HK$5,801/mo
Deposit HK$13.11M · loan HK$19.67M · min. income ≈ HK$190,668/mo (50% DSR)
Upfront cash ≈ HK$14.51M (deposit + AVD stamp duty HK$1,393,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,800
−HK$5,392/mo
▼ 0.25% · 3.875%
HK$102,477
−HK$2,715/mo
Today · 4.125%
HK$105,192
baseline
▲ 0.50% · 4.625%
HK$110,737
+HK$5,545/mo
Deposit HK$13.11M · loan HK$19.67M · min. income ≈ HK$210,384/mo (50% DSR)
Upfront cash ≈ HK$14.51M (deposit + AVD stamp duty HK$1,393,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,660
−HK$6,563/mo
▼ 0.25% · 3.875%
HK$107,916
−HK$3,307/mo
Today · 4.125%
HK$111,223
baseline
▲ 0.50% · 4.625%
HK$117,991
+HK$6,768/mo
Deposit HK$9.84M · loan HK$22.95M · min. income ≈ HK$222,446/mo (50% DSR)
Upfront cash ≈ HK$11.23M (deposit + AVD stamp duty HK$1,393,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,433
−HK$6,291/mo
▼ 0.25% · 3.875%
HK$119,556
−HK$3,168/mo
Today · 4.125%
HK$122,724
baseline
▲ 0.50% · 4.625%
HK$129,193
+HK$6,469/mo
Deposit HK$9.84M · loan HK$22.95M · min. income ≈ HK$245,448/mo (50% DSR)
Upfront cash ≈ HK$11.23M (deposit + AVD stamp duty HK$1,393,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,563
−HK$8,438/mo
▼ 0.25% · 3.875%
HK$138,749
−HK$4,252/mo
Today · 4.125%
HK$143,001
baseline
▲ 0.50% · 4.625%
HK$151,703
+HK$8,702/mo
Deposit HK$3.28M · loan HK$29.51M · min. income ≈ HK$286,002/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$1,393,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,700
−HK$8,088/mo
▼ 0.25% · 3.875%
HK$153,715
−HK$4,073/mo
Today · 4.125%
HK$157,788
baseline
▲ 0.50% · 4.625%
HK$166,105
+HK$8,317/mo
Deposit HK$3.28M · loan HK$29.51M · min. income ≈ HK$315,576/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$1,393,345 · Scale 2, in force from 26 Feb 2026)