LTV · monthly repayment
▼ 0.50% · 3.625%
HK$74,765
−HK$4,689/mo
▼ 0.25% · 3.875%
HK$77,091
−HK$2,363/mo
Today · 4.125%
HK$79,454
baseline
▲ 0.50% · 4.625%
HK$84,288
+HK$4,834/mo
Deposit HK$16.39M · loan HK$16.39M · min. income ≈ HK$158,908/mo (50% DSR)
Upfront cash ≈ HK$17.79M (deposit + AVD stamp duty HK$1,393,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,176
−HK$4,493/mo
▼ 0.25% · 3.875%
HK$85,406
−HK$2,263/mo
Today · 4.125%
HK$87,669
baseline
▲ 0.50% · 4.625%
HK$92,291
+HK$4,622/mo
Deposit HK$16.39M · loan HK$16.39M · min. income ≈ HK$175,338/mo (50% DSR)
Upfront cash ≈ HK$17.79M (deposit + AVD stamp duty HK$1,393,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,718
−HK$5,626/mo
▼ 0.25% · 3.875%
HK$92,509
−HK$2,835/mo
Today · 4.125%
HK$95,344
baseline
▲ 0.50% · 4.625%
HK$101,146
+HK$5,802/mo
Deposit HK$13.12M · loan HK$19.67M · min. income ≈ HK$190,688/mo (50% DSR)
Upfront cash ≈ HK$14.51M (deposit + AVD stamp duty HK$1,393,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,811
−HK$5,392/mo
▼ 0.25% · 3.875%
HK$102,488
−HK$2,715/mo
Today · 4.125%
HK$105,203
baseline
▲ 0.50% · 4.625%
HK$110,749
+HK$5,546/mo
Deposit HK$13.12M · loan HK$19.67M · min. income ≈ HK$210,406/mo (50% DSR)
Upfront cash ≈ HK$14.51M (deposit + AVD stamp duty HK$1,393,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,671
−HK$6,564/mo
▼ 0.25% · 3.875%
HK$107,927
−HK$3,308/mo
Today · 4.125%
HK$111,235
baseline
▲ 0.50% · 4.625%
HK$118,004
+HK$6,769/mo
Deposit HK$9.84M · loan HK$22.95M · min. income ≈ HK$222,470/mo (50% DSR)
Upfront cash ≈ HK$11.23M (deposit + AVD stamp duty HK$1,393,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,446
−HK$6,291/mo
▼ 0.25% · 3.875%
HK$119,569
−HK$3,168/mo
Today · 4.125%
HK$122,737
baseline
▲ 0.50% · 4.625%
HK$129,207
+HK$6,470/mo
Deposit HK$9.84M · loan HK$22.95M · min. income ≈ HK$245,474/mo (50% DSR)
Upfront cash ≈ HK$11.23M (deposit + AVD stamp duty HK$1,393,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,578
−HK$8,439/mo
▼ 0.25% · 3.875%
HK$138,764
−HK$4,253/mo
Today · 4.125%
HK$143,017
baseline
▲ 0.50% · 4.625%
HK$151,719
+HK$8,702/mo
Deposit HK$3.28M · loan HK$29.51M · min. income ≈ HK$286,034/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$1,393,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,716
−HK$8,089/mo
▼ 0.25% · 3.875%
HK$153,731
−HK$4,074/mo
Today · 4.125%
HK$157,805
baseline
▲ 0.50% · 4.625%
HK$166,123
+HK$8,318/mo
Deposit HK$3.28M · loan HK$29.51M · min. income ≈ HK$315,610/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$1,393,495 · Scale 2, in force from 26 Feb 2026)