LTV · monthly repayment
▼ 0.50% · 3.625%
HK$74,776
−HK$4,689/mo
▼ 0.25% · 3.875%
HK$77,102
−HK$2,363/mo
Today · 4.125%
HK$79,465
baseline
▲ 0.50% · 4.625%
HK$84,300
+HK$4,835/mo
Deposit HK$16.40M · loan HK$16.40M · min. income ≈ HK$158,930/mo (50% DSR)
Upfront cash ≈ HK$17.79M (deposit + AVD stamp duty HK$1,393,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,187
−HK$4,495/mo
▼ 0.25% · 3.875%
HK$85,418
−HK$2,264/mo
Today · 4.125%
HK$87,682
baseline
▲ 0.50% · 4.625%
HK$92,304
+HK$4,622/mo
Deposit HK$16.40M · loan HK$16.40M · min. income ≈ HK$175,364/mo (50% DSR)
Upfront cash ≈ HK$17.79M (deposit + AVD stamp duty HK$1,393,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,731
−HK$5,627/mo
▼ 0.25% · 3.875%
HK$92,522
−HK$2,836/mo
Today · 4.125%
HK$95,358
baseline
▲ 0.50% · 4.625%
HK$101,160
+HK$5,802/mo
Deposit HK$13.12M · loan HK$19.68M · min. income ≈ HK$190,716/mo (50% DSR)
Upfront cash ≈ HK$14.51M (deposit + AVD stamp duty HK$1,393,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,825
−HK$5,393/mo
▼ 0.25% · 3.875%
HK$102,502
−HK$2,716/mo
Today · 4.125%
HK$105,218
baseline
▲ 0.50% · 4.625%
HK$110,764
+HK$5,546/mo
Deposit HK$13.12M · loan HK$19.68M · min. income ≈ HK$210,436/mo (50% DSR)
Upfront cash ≈ HK$14.51M (deposit + AVD stamp duty HK$1,393,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,686
−HK$6,565/mo
▼ 0.25% · 3.875%
HK$107,943
−HK$3,308/mo
Today · 4.125%
HK$111,251
baseline
▲ 0.50% · 4.625%
HK$118,020
+HK$6,769/mo
Deposit HK$9.84M · loan HK$22.95M · min. income ≈ HK$222,502/mo (50% DSR)
Upfront cash ≈ HK$11.23M (deposit + AVD stamp duty HK$1,393,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,462
−HK$6,293/mo
▼ 0.25% · 3.875%
HK$119,586
−HK$3,169/mo
Today · 4.125%
HK$122,755
baseline
▲ 0.50% · 4.625%
HK$129,225
+HK$6,470/mo
Deposit HK$9.84M · loan HK$22.95M · min. income ≈ HK$245,510/mo (50% DSR)
Upfront cash ≈ HK$11.23M (deposit + AVD stamp duty HK$1,393,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,597
−HK$8,440/mo
▼ 0.25% · 3.875%
HK$138,783
−HK$4,254/mo
Today · 4.125%
HK$143,037
baseline
▲ 0.50% · 4.625%
HK$151,740
+HK$8,703/mo
Deposit HK$3.28M · loan HK$29.51M · min. income ≈ HK$286,074/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$1,393,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,737
−HK$8,090/mo
▼ 0.25% · 3.875%
HK$153,753
−HK$4,074/mo
Today · 4.125%
HK$157,827
baseline
▲ 0.50% · 4.625%
HK$166,147
+HK$8,320/mo
Deposit HK$3.28M · loan HK$29.51M · min. income ≈ HK$315,654/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$1,393,693 · Scale 2, in force from 26 Feb 2026)