LTV · monthly repayment
▼ 0.50% · 3.625%
HK$74,791
−HK$4,690/mo
▼ 0.25% · 3.875%
HK$77,117
−HK$2,364/mo
Today · 4.125%
HK$79,481
baseline
▲ 0.50% · 4.625%
HK$84,317
+HK$4,836/mo
Deposit HK$16.40M · loan HK$16.40M · min. income ≈ HK$158,962/mo (50% DSR)
Upfront cash ≈ HK$17.79M (deposit + AVD stamp duty HK$1,393,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,204
−HK$4,495/mo
▼ 0.25% · 3.875%
HK$85,435
−HK$2,264/mo
Today · 4.125%
HK$87,699
baseline
▲ 0.50% · 4.625%
HK$92,322
+HK$4,623/mo
Deposit HK$16.40M · loan HK$16.40M · min. income ≈ HK$175,398/mo (50% DSR)
Upfront cash ≈ HK$17.79M (deposit + AVD stamp duty HK$1,393,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,749
−HK$5,628/mo
▼ 0.25% · 3.875%
HK$92,541
−HK$2,836/mo
Today · 4.125%
HK$95,377
baseline
▲ 0.50% · 4.625%
HK$101,180
+HK$5,803/mo
Deposit HK$13.12M · loan HK$19.68M · min. income ≈ HK$190,754/mo (50% DSR)
Upfront cash ≈ HK$14.51M (deposit + AVD stamp duty HK$1,393,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,845
−HK$5,394/mo
▼ 0.25% · 3.875%
HK$102,523
−HK$2,716/mo
Today · 4.125%
HK$105,239
baseline
▲ 0.50% · 4.625%
HK$110,786
+HK$5,547/mo
Deposit HK$13.12M · loan HK$19.68M · min. income ≈ HK$210,478/mo (50% DSR)
Upfront cash ≈ HK$14.51M (deposit + AVD stamp duty HK$1,393,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,707
−HK$6,566/mo
▼ 0.25% · 3.875%
HK$107,964
−HK$3,309/mo
Today · 4.125%
HK$111,273
baseline
▲ 0.50% · 4.625%
HK$118,044
+HK$6,771/mo
Deposit HK$9.84M · loan HK$22.96M · min. income ≈ HK$222,546/mo (50% DSR)
Upfront cash ≈ HK$11.23M (deposit + AVD stamp duty HK$1,393,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,486
−HK$6,293/mo
▼ 0.25% · 3.875%
HK$119,610
−HK$3,169/mo
Today · 4.125%
HK$122,779
baseline
▲ 0.50% · 4.625%
HK$129,251
+HK$6,472/mo
Deposit HK$9.84M · loan HK$22.96M · min. income ≈ HK$245,558/mo (50% DSR)
Upfront cash ≈ HK$11.23M (deposit + AVD stamp duty HK$1,393,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,623
−HK$8,442/mo
▼ 0.25% · 3.875%
HK$138,811
−HK$4,254/mo
Today · 4.125%
HK$143,065
baseline
▲ 0.50% · 4.625%
HK$151,771
+HK$8,706/mo
Deposit HK$3.28M · loan HK$29.52M · min. income ≈ HK$286,130/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$1,393,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,767
−HK$8,092/mo
▼ 0.25% · 3.875%
HK$153,784
−HK$4,075/mo
Today · 4.125%
HK$157,859
baseline
▲ 0.50% · 4.625%
HK$166,179
+HK$8,320/mo
Deposit HK$3.28M · loan HK$29.52M · min. income ≈ HK$315,718/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$1,393,969 · Scale 2, in force from 26 Feb 2026)