LTV · monthly repayment
▼ 0.50% · 3.625%
HK$74,810
−HK$4,691/mo
▼ 0.25% · 3.875%
HK$77,137
−HK$2,364/mo
Today · 4.125%
HK$79,501
baseline
▲ 0.50% · 4.625%
HK$84,339
+HK$4,838/mo
Deposit HK$16.40M · loan HK$16.40M · min. income ≈ HK$159,002/mo (50% DSR)
Upfront cash ≈ HK$17.80M (deposit + AVD stamp duty HK$1,394,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,225
−HK$4,497/mo
▼ 0.25% · 3.875%
HK$85,457
−HK$2,265/mo
Today · 4.125%
HK$87,722
baseline
▲ 0.50% · 4.625%
HK$92,346
+HK$4,624/mo
Deposit HK$16.40M · loan HK$16.40M · min. income ≈ HK$175,444/mo (50% DSR)
Upfront cash ≈ HK$17.80M (deposit + AVD stamp duty HK$1,394,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,772
−HK$5,629/mo
▼ 0.25% · 3.875%
HK$92,564
−HK$2,837/mo
Today · 4.125%
HK$95,401
baseline
▲ 0.50% · 4.625%
HK$101,206
+HK$5,805/mo
Deposit HK$13.12M · loan HK$19.68M · min. income ≈ HK$190,802/mo (50% DSR)
Upfront cash ≈ HK$14.52M (deposit + AVD stamp duty HK$1,394,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,870
−HK$5,396/mo
▼ 0.25% · 3.875%
HK$102,549
−HK$2,717/mo
Today · 4.125%
HK$105,266
baseline
▲ 0.50% · 4.625%
HK$110,815
+HK$5,549/mo
Deposit HK$13.12M · loan HK$19.68M · min. income ≈ HK$210,532/mo (50% DSR)
Upfront cash ≈ HK$14.52M (deposit + AVD stamp duty HK$1,394,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,734
−HK$6,568/mo
▼ 0.25% · 3.875%
HK$107,992
−HK$3,310/mo
Today · 4.125%
HK$111,302
baseline
▲ 0.50% · 4.625%
HK$118,074
+HK$6,772/mo
Deposit HK$9.84M · loan HK$22.97M · min. income ≈ HK$222,604/mo (50% DSR)
Upfront cash ≈ HK$11.24M (deposit + AVD stamp duty HK$1,394,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,515
−HK$6,295/mo
▼ 0.25% · 3.875%
HK$119,640
−HK$3,170/mo
Today · 4.125%
HK$122,810
baseline
▲ 0.50% · 4.625%
HK$129,284
+HK$6,474/mo
Deposit HK$9.84M · loan HK$22.97M · min. income ≈ HK$245,620/mo (50% DSR)
Upfront cash ≈ HK$11.24M (deposit + AVD stamp duty HK$1,394,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,658
−HK$8,444/mo
▼ 0.25% · 3.875%
HK$138,846
−HK$4,256/mo
Today · 4.125%
HK$143,102
baseline
▲ 0.50% · 4.625%
HK$151,809
+HK$8,707/mo
Deposit HK$3.28M · loan HK$29.53M · min. income ≈ HK$286,204/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$1,394,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,805
−HK$8,094/mo
▼ 0.25% · 3.875%
HK$153,823
−HK$4,076/mo
Today · 4.125%
HK$157,899
baseline
▲ 0.50% · 4.625%
HK$166,222
+HK$8,323/mo
Deposit HK$3.28M · loan HK$29.53M · min. income ≈ HK$315,798/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$1,394,326 · Scale 2, in force from 26 Feb 2026)