LTV · monthly repayment
▼ 0.50% · 3.625%
HK$74,811
−HK$4,691/mo
▼ 0.25% · 3.875%
HK$77,138
−HK$2,364/mo
Today · 4.125%
HK$79,502
baseline
▲ 0.50% · 4.625%
HK$84,340
+HK$4,838/mo
Deposit HK$16.40M · loan HK$16.40M · min. income ≈ HK$159,004/mo (50% DSR)
Upfront cash ≈ HK$17.80M (deposit + AVD stamp duty HK$1,394,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,227
−HK$4,496/mo
▼ 0.25% · 3.875%
HK$85,459
−HK$2,264/mo
Today · 4.125%
HK$87,723
baseline
▲ 0.50% · 4.625%
HK$92,347
+HK$4,624/mo
Deposit HK$16.40M · loan HK$16.40M · min. income ≈ HK$175,446/mo (50% DSR)
Upfront cash ≈ HK$17.80M (deposit + AVD stamp duty HK$1,394,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,773
−HK$5,630/mo
▼ 0.25% · 3.875%
HK$92,566
−HK$2,837/mo
Today · 4.125%
HK$95,403
baseline
▲ 0.50% · 4.625%
HK$101,208
+HK$5,805/mo
Deposit HK$13.12M · loan HK$19.68M · min. income ≈ HK$190,806/mo (50% DSR)
Upfront cash ≈ HK$14.52M (deposit + AVD stamp duty HK$1,394,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,872
−HK$5,396/mo
▼ 0.25% · 3.875%
HK$102,550
−HK$2,718/mo
Today · 4.125%
HK$105,268
baseline
▲ 0.50% · 4.625%
HK$110,816
+HK$5,548/mo
Deposit HK$13.12M · loan HK$19.68M · min. income ≈ HK$210,536/mo (50% DSR)
Upfront cash ≈ HK$14.52M (deposit + AVD stamp duty HK$1,394,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,736
−HK$6,567/mo
▼ 0.25% · 3.875%
HK$107,993
−HK$3,310/mo
Today · 4.125%
HK$111,303
baseline
▲ 0.50% · 4.625%
HK$118,076
+HK$6,773/mo
Deposit HK$9.84M · loan HK$22.97M · min. income ≈ HK$222,606/mo (50% DSR)
Upfront cash ≈ HK$11.24M (deposit + AVD stamp duty HK$1,394,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,517
−HK$6,295/mo
▼ 0.25% · 3.875%
HK$119,642
−HK$3,170/mo
Today · 4.125%
HK$122,812
baseline
▲ 0.50% · 4.625%
HK$129,286
+HK$6,474/mo
Deposit HK$9.84M · loan HK$22.97M · min. income ≈ HK$245,624/mo (50% DSR)
Upfront cash ≈ HK$11.24M (deposit + AVD stamp duty HK$1,394,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,660
−HK$8,444/mo
▼ 0.25% · 3.875%
HK$138,849
−HK$4,255/mo
Today · 4.125%
HK$143,104
baseline
▲ 0.50% · 4.625%
HK$151,812
+HK$8,708/mo
Deposit HK$3.28M · loan HK$29.53M · min. income ≈ HK$286,208/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$1,394,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,808
−HK$8,094/mo
▼ 0.25% · 3.875%
HK$153,826
−HK$4,076/mo
Today · 4.125%
HK$157,902
baseline
▲ 0.50% · 4.625%
HK$166,225
+HK$8,323/mo
Deposit HK$3.28M · loan HK$29.53M · min. income ≈ HK$315,804/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$1,394,349 · Scale 2, in force from 26 Feb 2026)