LTV · monthly repayment
▼ 0.50% · 3.625%
HK$74,817
−HK$4,692/mo
▼ 0.25% · 3.875%
HK$77,144
−HK$2,365/mo
Today · 4.125%
HK$79,509
baseline
▲ 0.50% · 4.625%
HK$84,347
+HK$4,838/mo
Deposit HK$16.41M · loan HK$16.41M · min. income ≈ HK$159,018/mo (50% DSR)
Upfront cash ≈ HK$17.80M (deposit + AVD stamp duty HK$1,394,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,233
−HK$4,497/mo
▼ 0.25% · 3.875%
HK$85,465
−HK$2,265/mo
Today · 4.125%
HK$87,730
baseline
▲ 0.50% · 4.625%
HK$92,354
+HK$4,624/mo
Deposit HK$16.41M · loan HK$16.41M · min. income ≈ HK$175,460/mo (50% DSR)
Upfront cash ≈ HK$17.80M (deposit + AVD stamp duty HK$1,394,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,780
−HK$5,630/mo
▼ 0.25% · 3.875%
HK$92,573
−HK$2,837/mo
Today · 4.125%
HK$95,410
baseline
▲ 0.50% · 4.625%
HK$101,216
+HK$5,806/mo
Deposit HK$13.12M · loan HK$19.69M · min. income ≈ HK$190,820/mo (50% DSR)
Upfront cash ≈ HK$14.52M (deposit + AVD stamp duty HK$1,394,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,880
−HK$5,396/mo
▼ 0.25% · 3.875%
HK$102,559
−HK$2,717/mo
Today · 4.125%
HK$105,276
baseline
▲ 0.50% · 4.625%
HK$110,825
+HK$5,549/mo
Deposit HK$13.12M · loan HK$19.69M · min. income ≈ HK$210,552/mo (50% DSR)
Upfront cash ≈ HK$14.52M (deposit + AVD stamp duty HK$1,394,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,744
−HK$6,568/mo
▼ 0.25% · 3.875%
HK$108,002
−HK$3,310/mo
Today · 4.125%
HK$111,312
baseline
▲ 0.50% · 4.625%
HK$118,085
+HK$6,773/mo
Deposit HK$9.84M · loan HK$22.97M · min. income ≈ HK$222,624/mo (50% DSR)
Upfront cash ≈ HK$11.24M (deposit + AVD stamp duty HK$1,394,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,526
−HK$6,296/mo
▼ 0.25% · 3.875%
HK$119,652
−HK$3,170/mo
Today · 4.125%
HK$122,822
baseline
▲ 0.50% · 4.625%
HK$129,296
+HK$6,474/mo
Deposit HK$9.84M · loan HK$22.97M · min. income ≈ HK$245,644/mo (50% DSR)
Upfront cash ≈ HK$11.24M (deposit + AVD stamp duty HK$1,394,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,671
−HK$8,445/mo
▼ 0.25% · 3.875%
HK$138,860
−HK$4,256/mo
Today · 4.125%
HK$143,116
baseline
▲ 0.50% · 4.625%
HK$151,824
+HK$8,708/mo
Deposit HK$3.28M · loan HK$29.53M · min. income ≈ HK$286,232/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$1,394,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,820
−HK$8,094/mo
▼ 0.25% · 3.875%
HK$153,838
−HK$4,076/mo
Today · 4.125%
HK$157,914
baseline
▲ 0.50% · 4.625%
HK$166,238
+HK$8,324/mo
Deposit HK$3.28M · loan HK$29.53M · min. income ≈ HK$315,828/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$1,394,459 · Scale 2, in force from 26 Feb 2026)