LTV · monthly repayment
▼ 0.50% · 3.625%
HK$748,245
−HK$46,922/mo
▼ 0.25% · 3.875%
HK$771,520
−HK$23,647/mo
Today · 4.125%
HK$795,167
baseline
▲ 0.50% · 4.625%
HK$843,551
+HK$48,384/mo
Deposit HK$164.07M · loan HK$164.07M · min. income ≈ HK$1,590,334/mo (50% DSR)
Upfront cash ≈ HK$185.40M (deposit + AVD stamp duty HK$21,329,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$832,415
−HK$44,973/mo
▼ 0.25% · 3.875%
HK$854,740
−HK$22,648/mo
Today · 4.125%
HK$877,388
baseline
▲ 0.50% · 4.625%
HK$923,636
+HK$46,248/mo
Deposit HK$164.07M · loan HK$164.07M · min. income ≈ HK$1,754,776/mo (50% DSR)
Upfront cash ≈ HK$185.40M (deposit + AVD stamp duty HK$21,329,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$897,894
−HK$56,306/mo
▼ 0.25% · 3.875%
HK$925,824
−HK$28,376/mo
Today · 4.125%
HK$954,200
baseline
▲ 0.50% · 4.625%
HK$1,012,261
+HK$58,061/mo
Deposit HK$131.26M · loan HK$196.88M · min. income ≈ HK$1,908,400/mo (50% DSR)
Upfront cash ≈ HK$152.59M (deposit + AVD stamp duty HK$21,329,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$998,898
−HK$53,967/mo
▼ 0.25% · 3.875%
HK$1,025,688
−HK$27,177/mo
Today · 4.125%
HK$1,052,865
baseline
▲ 0.50% · 4.625%
HK$1,108,363
+HK$55,498/mo
Deposit HK$131.26M · loan HK$196.88M · min. income ≈ HK$2,105,730/mo (50% DSR)
Upfront cash ≈ HK$152.59M (deposit + AVD stamp duty HK$21,329,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,047,543
−HK$65,690/mo
▼ 0.25% · 3.875%
HK$1,080,127
−HK$33,106/mo
Today · 4.125%
HK$1,113,233
baseline
▲ 0.50% · 4.625%
HK$1,180,971
+HK$67,738/mo
Deposit HK$98.44M · loan HK$229.70M · min. income ≈ HK$2,226,466/mo (50% DSR)
Upfront cash ≈ HK$119.77M (deposit + AVD stamp duty HK$21,329,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,165,381
−HK$62,962/mo
▼ 0.25% · 3.875%
HK$1,196,636
−HK$31,707/mo
Today · 4.125%
HK$1,228,343
baseline
▲ 0.50% · 4.625%
HK$1,293,091
+HK$64,748/mo
Deposit HK$98.44M · loan HK$229.70M · min. income ≈ HK$2,456,686/mo (50% DSR)
Upfront cash ≈ HK$119.77M (deposit + AVD stamp duty HK$21,329,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,346,841
−HK$84,459/mo
▼ 0.25% · 3.875%
HK$1,388,735
−HK$42,565/mo
Today · 4.125%
HK$1,431,300
baseline
▲ 0.50% · 4.625%
HK$1,518,391
+HK$87,091/mo
Deposit HK$32.81M · loan HK$295.33M · min. income ≈ HK$2,862,600/mo (50% DSR)
Upfront cash ≈ HK$54.14M (deposit + AVD stamp duty HK$21,329,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,498,347
−HK$80,951/mo
▼ 0.25% · 3.875%
HK$1,538,532
−HK$40,766/mo
Today · 4.125%
HK$1,579,298
baseline
▲ 0.50% · 4.625%
HK$1,662,545
+HK$83,247/mo
Deposit HK$32.81M · loan HK$295.33M · min. income ≈ HK$3,158,596/mo (50% DSR)
Upfront cash ≈ HK$54.14M (deposit + AVD stamp duty HK$21,329,146 · Scale 2, in force from 26 Feb 2026)