LTV · monthly repayment
▼ 0.50% · 3.625%
HK$74,830
−HK$4,692/mo
▼ 0.25% · 3.875%
HK$77,157
−HK$2,365/mo
Today · 4.125%
HK$79,522
baseline
▲ 0.50% · 4.625%
HK$84,361
+HK$4,839/mo
Deposit HK$16.41M · loan HK$16.41M · min. income ≈ HK$159,044/mo (50% DSR)
Upfront cash ≈ HK$17.80M (deposit + AVD stamp duty HK$1,394,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,247
−HK$4,498/mo
▼ 0.25% · 3.875%
HK$85,480
−HK$2,265/mo
Today · 4.125%
HK$87,745
baseline
▲ 0.50% · 4.625%
HK$92,370
+HK$4,625/mo
Deposit HK$16.41M · loan HK$16.41M · min. income ≈ HK$175,490/mo (50% DSR)
Upfront cash ≈ HK$17.80M (deposit + AVD stamp duty HK$1,394,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,796
−HK$5,631/mo
▼ 0.25% · 3.875%
HK$92,589
−HK$2,838/mo
Today · 4.125%
HK$95,427
baseline
▲ 0.50% · 4.625%
HK$101,233
+HK$5,806/mo
Deposit HK$13.13M · loan HK$19.69M · min. income ≈ HK$190,854/mo (50% DSR)
Upfront cash ≈ HK$14.52M (deposit + AVD stamp duty HK$1,394,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,897
−HK$5,397/mo
▼ 0.25% · 3.875%
HK$102,576
−HK$2,718/mo
Today · 4.125%
HK$105,294
baseline
▲ 0.50% · 4.625%
HK$110,844
+HK$5,550/mo
Deposit HK$13.13M · loan HK$19.69M · min. income ≈ HK$210,588/mo (50% DSR)
Upfront cash ≈ HK$14.52M (deposit + AVD stamp duty HK$1,394,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,762
−HK$6,569/mo
▼ 0.25% · 3.875%
HK$108,020
−HK$3,311/mo
Today · 4.125%
HK$111,331
baseline
▲ 0.50% · 4.625%
HK$118,105
+HK$6,774/mo
Deposit HK$9.84M · loan HK$22.97M · min. income ≈ HK$222,662/mo (50% DSR)
Upfront cash ≈ HK$11.24M (deposit + AVD stamp duty HK$1,394,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,546
−HK$6,297/mo
▼ 0.25% · 3.875%
HK$119,672
−HK$3,171/mo
Today · 4.125%
HK$122,843
baseline
▲ 0.50% · 4.625%
HK$129,318
+HK$6,475/mo
Deposit HK$9.84M · loan HK$22.97M · min. income ≈ HK$245,686/mo (50% DSR)
Upfront cash ≈ HK$11.24M (deposit + AVD stamp duty HK$1,394,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,693
−HK$8,447/mo
▼ 0.25% · 3.875%
HK$138,883
−HK$4,257/mo
Today · 4.125%
HK$143,140
baseline
▲ 0.50% · 4.625%
HK$151,850
+HK$8,710/mo
Deposit HK$3.28M · loan HK$29.53M · min. income ≈ HK$286,280/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$1,394,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,845
−HK$8,096/mo
▼ 0.25% · 3.875%
HK$153,864
−HK$4,077/mo
Today · 4.125%
HK$157,941
baseline
▲ 0.50% · 4.625%
HK$166,266
+HK$8,325/mo
Deposit HK$3.28M · loan HK$29.53M · min. income ≈ HK$315,882/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$1,394,695 · Scale 2, in force from 26 Feb 2026)