LTV · monthly repayment
▼ 0.50% · 3.625%
HK$74,831
−HK$4,693/mo
▼ 0.25% · 3.875%
HK$77,159
−HK$2,365/mo
Today · 4.125%
HK$79,524
baseline
▲ 0.50% · 4.625%
HK$84,363
+HK$4,839/mo
Deposit HK$16.41M · loan HK$16.41M · min. income ≈ HK$159,048/mo (50% DSR)
Upfront cash ≈ HK$17.80M (deposit + AVD stamp duty HK$1,394,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,249
−HK$4,498/mo
▼ 0.25% · 3.875%
HK$85,482
−HK$2,265/mo
Today · 4.125%
HK$87,747
baseline
▲ 0.50% · 4.625%
HK$92,372
+HK$4,625/mo
Deposit HK$16.41M · loan HK$16.41M · min. income ≈ HK$175,494/mo (50% DSR)
Upfront cash ≈ HK$17.80M (deposit + AVD stamp duty HK$1,394,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,798
−HK$5,631/mo
▼ 0.25% · 3.875%
HK$92,591
−HK$2,838/mo
Today · 4.125%
HK$95,429
baseline
▲ 0.50% · 4.625%
HK$101,235
+HK$5,806/mo
Deposit HK$13.13M · loan HK$19.69M · min. income ≈ HK$190,858/mo (50% DSR)
Upfront cash ≈ HK$14.52M (deposit + AVD stamp duty HK$1,394,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,899
−HK$5,397/mo
▼ 0.25% · 3.875%
HK$102,578
−HK$2,718/mo
Today · 4.125%
HK$105,296
baseline
▲ 0.50% · 4.625%
HK$110,846
+HK$5,550/mo
Deposit HK$13.13M · loan HK$19.69M · min. income ≈ HK$210,592/mo (50% DSR)
Upfront cash ≈ HK$14.52M (deposit + AVD stamp duty HK$1,394,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,764
−HK$6,569/mo
▼ 0.25% · 3.875%
HK$108,023
−HK$3,310/mo
Today · 4.125%
HK$111,333
baseline
▲ 0.50% · 4.625%
HK$118,108
+HK$6,775/mo
Deposit HK$9.85M · loan HK$22.97M · min. income ≈ HK$222,666/mo (50% DSR)
Upfront cash ≈ HK$11.24M (deposit + AVD stamp duty HK$1,394,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,549
−HK$6,296/mo
▼ 0.25% · 3.875%
HK$119,674
−HK$3,171/mo
Today · 4.125%
HK$122,845
baseline
▲ 0.50% · 4.625%
HK$129,321
+HK$6,476/mo
Deposit HK$9.85M · loan HK$22.97M · min. income ≈ HK$245,690/mo (50% DSR)
Upfront cash ≈ HK$11.24M (deposit + AVD stamp duty HK$1,394,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,696
−HK$8,447/mo
▼ 0.25% · 3.875%
HK$138,886
−HK$4,257/mo
Today · 4.125%
HK$143,143
baseline
▲ 0.50% · 4.625%
HK$151,853
+HK$8,710/mo
Deposit HK$3.28M · loan HK$29.54M · min. income ≈ HK$286,286/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$1,394,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,848
−HK$8,096/mo
▼ 0.25% · 3.875%
HK$153,867
−HK$4,077/mo
Today · 4.125%
HK$157,944
baseline
▲ 0.50% · 4.625%
HK$166,270
+HK$8,326/mo
Deposit HK$3.28M · loan HK$29.54M · min. income ≈ HK$315,888/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$1,394,725 · Scale 2, in force from 26 Feb 2026)