LTV · monthly repayment
▼ 0.50% · 3.625%
HK$74,838
−HK$4,693/mo
▼ 0.25% · 3.875%
HK$77,166
−HK$2,365/mo
Today · 4.125%
HK$79,531
baseline
▲ 0.50% · 4.625%
HK$84,371
+HK$4,840/mo
Deposit HK$16.41M · loan HK$16.41M · min. income ≈ HK$159,062/mo (50% DSR)
Upfront cash ≈ HK$17.80M (deposit + AVD stamp duty HK$1,394,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,257
−HK$4,498/mo
▼ 0.25% · 3.875%
HK$85,490
−HK$2,265/mo
Today · 4.125%
HK$87,755
baseline
▲ 0.50% · 4.625%
HK$92,381
+HK$4,626/mo
Deposit HK$16.41M · loan HK$16.41M · min. income ≈ HK$175,510/mo (50% DSR)
Upfront cash ≈ HK$17.80M (deposit + AVD stamp duty HK$1,394,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,806
−HK$5,632/mo
▼ 0.25% · 3.875%
HK$92,599
−HK$2,839/mo
Today · 4.125%
HK$95,438
baseline
▲ 0.50% · 4.625%
HK$101,245
+HK$5,807/mo
Deposit HK$13.13M · loan HK$19.69M · min. income ≈ HK$190,876/mo (50% DSR)
Upfront cash ≈ HK$14.52M (deposit + AVD stamp duty HK$1,394,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,908
−HK$5,398/mo
▼ 0.25% · 3.875%
HK$102,588
−HK$2,718/mo
Today · 4.125%
HK$105,306
baseline
▲ 0.50% · 4.625%
HK$110,857
+HK$5,551/mo
Deposit HK$13.13M · loan HK$19.69M · min. income ≈ HK$210,612/mo (50% DSR)
Upfront cash ≈ HK$14.52M (deposit + AVD stamp duty HK$1,394,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,774
−HK$6,570/mo
▼ 0.25% · 3.875%
HK$108,033
−HK$3,311/mo
Today · 4.125%
HK$111,344
baseline
▲ 0.50% · 4.625%
HK$118,119
+HK$6,775/mo
Deposit HK$9.85M · loan HK$22.97M · min. income ≈ HK$222,688/mo (50% DSR)
Upfront cash ≈ HK$11.24M (deposit + AVD stamp duty HK$1,394,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,560
−HK$6,297/mo
▼ 0.25% · 3.875%
HK$119,686
−HK$3,171/mo
Today · 4.125%
HK$122,857
baseline
▲ 0.50% · 4.625%
HK$129,333
+HK$6,476/mo
Deposit HK$9.85M · loan HK$22.97M · min. income ≈ HK$245,714/mo (50% DSR)
Upfront cash ≈ HK$11.24M (deposit + AVD stamp duty HK$1,394,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,709
−HK$8,447/mo
▼ 0.25% · 3.875%
HK$138,899
−HK$4,257/mo
Today · 4.125%
HK$143,156
baseline
▲ 0.50% · 4.625%
HK$151,867
+HK$8,711/mo
Deposit HK$3.28M · loan HK$29.54M · min. income ≈ HK$286,312/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$1,394,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,862
−HK$8,097/mo
▼ 0.25% · 3.875%
HK$153,882
−HK$4,077/mo
Today · 4.125%
HK$157,959
baseline
▲ 0.50% · 4.625%
HK$166,285
+HK$8,326/mo
Deposit HK$3.28M · loan HK$29.54M · min. income ≈ HK$315,918/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$1,394,856 · Scale 2, in force from 26 Feb 2026)