LTV · monthly repayment
▼ 0.50% · 3.625%
HK$74,842
−HK$4,693/mo
▼ 0.25% · 3.875%
HK$77,170
−HK$2,365/mo
Today · 4.125%
HK$79,535
baseline
▲ 0.50% · 4.625%
HK$84,375
+HK$4,840/mo
Deposit HK$16.41M · loan HK$16.41M · min. income ≈ HK$159,070/mo (50% DSR)
Upfront cash ≈ HK$17.81M (deposit + AVD stamp duty HK$1,394,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,261
−HK$4,498/mo
▼ 0.25% · 3.875%
HK$85,494
−HK$2,265/mo
Today · 4.125%
HK$87,759
baseline
▲ 0.50% · 4.625%
HK$92,385
+HK$4,626/mo
Deposit HK$16.41M · loan HK$16.41M · min. income ≈ HK$175,518/mo (50% DSR)
Upfront cash ≈ HK$17.81M (deposit + AVD stamp duty HK$1,394,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,811
−HK$5,631/mo
▼ 0.25% · 3.875%
HK$92,604
−HK$2,838/mo
Today · 4.125%
HK$95,442
baseline
▲ 0.50% · 4.625%
HK$101,250
+HK$5,808/mo
Deposit HK$13.13M · loan HK$19.69M · min. income ≈ HK$190,884/mo (50% DSR)
Upfront cash ≈ HK$14.52M (deposit + AVD stamp duty HK$1,394,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,913
−HK$5,398/mo
▼ 0.25% · 3.875%
HK$102,593
−HK$2,718/mo
Today · 4.125%
HK$105,311
baseline
▲ 0.50% · 4.625%
HK$110,862
+HK$5,551/mo
Deposit HK$13.13M · loan HK$19.69M · min. income ≈ HK$210,622/mo (50% DSR)
Upfront cash ≈ HK$14.52M (deposit + AVD stamp duty HK$1,394,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,779
−HK$6,571/mo
▼ 0.25% · 3.875%
HK$108,038
−HK$3,312/mo
Today · 4.125%
HK$111,350
baseline
▲ 0.50% · 4.625%
HK$118,125
+HK$6,775/mo
Deposit HK$9.85M · loan HK$22.98M · min. income ≈ HK$222,700/mo (50% DSR)
Upfront cash ≈ HK$11.24M (deposit + AVD stamp duty HK$1,394,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,566
−HK$6,297/mo
▼ 0.25% · 3.875%
HK$119,692
−HK$3,171/mo
Today · 4.125%
HK$122,863
baseline
▲ 0.50% · 4.625%
HK$129,339
+HK$6,476/mo
Deposit HK$9.85M · loan HK$22.98M · min. income ≈ HK$245,726/mo (50% DSR)
Upfront cash ≈ HK$11.24M (deposit + AVD stamp duty HK$1,394,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,716
−HK$8,448/mo
▼ 0.25% · 3.875%
HK$138,906
−HK$4,258/mo
Today · 4.125%
HK$143,164
baseline
▲ 0.50% · 4.625%
HK$151,875
+HK$8,711/mo
Deposit HK$3.28M · loan HK$29.54M · min. income ≈ HK$286,328/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$1,394,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,870
−HK$8,097/mo
▼ 0.25% · 3.875%
HK$153,889
−HK$4,078/mo
Today · 4.125%
HK$157,967
baseline
▲ 0.50% · 4.625%
HK$166,294
+HK$8,327/mo
Deposit HK$3.28M · loan HK$29.54M · min. income ≈ HK$315,934/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$1,394,927 · Scale 2, in force from 26 Feb 2026)