LTV · monthly repayment
▼ 0.50% · 3.625%
HK$74,844
−HK$4,693/mo
▼ 0.25% · 3.875%
HK$77,172
−HK$2,365/mo
Today · 4.125%
HK$79,537
baseline
▲ 0.50% · 4.625%
HK$84,377
+HK$4,840/mo
Deposit HK$16.41M · loan HK$16.41M · min. income ≈ HK$159,074/mo (50% DSR)
Upfront cash ≈ HK$17.81M (deposit + AVD stamp duty HK$1,394,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,263
−HK$4,498/mo
▼ 0.25% · 3.875%
HK$85,496
−HK$2,265/mo
Today · 4.125%
HK$87,761
baseline
▲ 0.50% · 4.625%
HK$92,387
+HK$4,626/mo
Deposit HK$16.41M · loan HK$16.41M · min. income ≈ HK$175,522/mo (50% DSR)
Upfront cash ≈ HK$17.81M (deposit + AVD stamp duty HK$1,394,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,813
−HK$5,632/mo
▼ 0.25% · 3.875%
HK$92,606
−HK$2,839/mo
Today · 4.125%
HK$95,445
baseline
▲ 0.50% · 4.625%
HK$101,252
+HK$5,807/mo
Deposit HK$13.13M · loan HK$19.69M · min. income ≈ HK$190,890/mo (50% DSR)
Upfront cash ≈ HK$14.52M (deposit + AVD stamp duty HK$1,394,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,916
−HK$5,398/mo
▼ 0.25% · 3.875%
HK$102,595
−HK$2,719/mo
Today · 4.125%
HK$105,314
baseline
▲ 0.50% · 4.625%
HK$110,865
+HK$5,551/mo
Deposit HK$13.13M · loan HK$19.69M · min. income ≈ HK$210,628/mo (50% DSR)
Upfront cash ≈ HK$14.52M (deposit + AVD stamp duty HK$1,394,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,781
−HK$6,571/mo
▼ 0.25% · 3.875%
HK$108,041
−HK$3,311/mo
Today · 4.125%
HK$111,352
baseline
▲ 0.50% · 4.625%
HK$118,128
+HK$6,776/mo
Deposit HK$9.85M · loan HK$22.98M · min. income ≈ HK$222,704/mo (50% DSR)
Upfront cash ≈ HK$11.24M (deposit + AVD stamp duty HK$1,394,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,568
−HK$6,298/mo
▼ 0.25% · 3.875%
HK$119,694
−HK$3,172/mo
Today · 4.125%
HK$122,866
baseline
▲ 0.50% · 4.625%
HK$129,342
+HK$6,476/mo
Deposit HK$9.85M · loan HK$22.98M · min. income ≈ HK$245,732/mo (50% DSR)
Upfront cash ≈ HK$11.24M (deposit + AVD stamp duty HK$1,394,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,719
−HK$8,448/mo
▼ 0.25% · 3.875%
HK$138,909
−HK$4,258/mo
Today · 4.125%
HK$143,167
baseline
▲ 0.50% · 4.625%
HK$151,878
+HK$8,711/mo
Deposit HK$3.28M · loan HK$29.54M · min. income ≈ HK$286,334/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$1,394,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,873
−HK$8,098/mo
▼ 0.25% · 3.875%
HK$153,893
−HK$4,078/mo
Today · 4.125%
HK$157,971
baseline
▲ 0.50% · 4.625%
HK$166,297
+HK$8,326/mo
Deposit HK$3.28M · loan HK$29.54M · min. income ≈ HK$315,942/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$1,394,958 · Scale 2, in force from 26 Feb 2026)