LTV · monthly repayment
▼ 0.50% · 3.625%
HK$74,848
−HK$4,694/mo
▼ 0.25% · 3.875%
HK$77,176
−HK$2,366/mo
Today · 4.125%
HK$79,542
baseline
▲ 0.50% · 4.625%
HK$84,382
+HK$4,840/mo
Deposit HK$16.41M · loan HK$16.41M · min. income ≈ HK$159,084/mo (50% DSR)
Upfront cash ≈ HK$17.81M (deposit + AVD stamp duty HK$1,395,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,268
−HK$4,498/mo
▼ 0.25% · 3.875%
HK$85,501
−HK$2,265/mo
Today · 4.125%
HK$87,766
baseline
▲ 0.50% · 4.625%
HK$92,393
+HK$4,627/mo
Deposit HK$16.41M · loan HK$16.41M · min. income ≈ HK$175,532/mo (50% DSR)
Upfront cash ≈ HK$17.81M (deposit + AVD stamp duty HK$1,395,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,818
−HK$5,632/mo
▼ 0.25% · 3.875%
HK$92,611
−HK$2,839/mo
Today · 4.125%
HK$95,450
baseline
▲ 0.50% · 4.625%
HK$101,258
+HK$5,808/mo
Deposit HK$13.13M · loan HK$19.69M · min. income ≈ HK$190,900/mo (50% DSR)
Upfront cash ≈ HK$14.52M (deposit + AVD stamp duty HK$1,395,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,921
−HK$5,399/mo
▼ 0.25% · 3.875%
HK$102,601
−HK$2,719/mo
Today · 4.125%
HK$105,320
baseline
▲ 0.50% · 4.625%
HK$110,871
+HK$5,551/mo
Deposit HK$13.13M · loan HK$19.69M · min. income ≈ HK$210,640/mo (50% DSR)
Upfront cash ≈ HK$14.52M (deposit + AVD stamp duty HK$1,395,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,787
−HK$6,571/mo
▼ 0.25% · 3.875%
HK$108,047
−HK$3,311/mo
Today · 4.125%
HK$111,358
baseline
▲ 0.50% · 4.625%
HK$118,134
+HK$6,776/mo
Deposit HK$9.85M · loan HK$22.98M · min. income ≈ HK$222,716/mo (50% DSR)
Upfront cash ≈ HK$11.24M (deposit + AVD stamp duty HK$1,395,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,575
−HK$6,298/mo
▼ 0.25% · 3.875%
HK$119,701
−HK$3,172/mo
Today · 4.125%
HK$122,873
baseline
▲ 0.50% · 4.625%
HK$129,350
+HK$6,477/mo
Deposit HK$9.85M · loan HK$22.98M · min. income ≈ HK$245,746/mo (50% DSR)
Upfront cash ≈ HK$11.24M (deposit + AVD stamp duty HK$1,395,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,726
−HK$8,449/mo
▼ 0.25% · 3.875%
HK$138,917
−HK$4,258/mo
Today · 4.125%
HK$143,175
baseline
▲ 0.50% · 4.625%
HK$151,887
+HK$8,712/mo
Deposit HK$3.28M · loan HK$29.54M · min. income ≈ HK$286,350/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$1,395,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,882
−HK$8,097/mo
▼ 0.25% · 3.875%
HK$153,901
−HK$4,078/mo
Today · 4.125%
HK$157,979
baseline
▲ 0.50% · 4.625%
HK$166,307
+HK$8,328/mo
Deposit HK$3.28M · loan HK$29.54M · min. income ≈ HK$315,958/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$1,395,036 · Scale 2, in force from 26 Feb 2026)