LTV · monthly repayment
▼ 0.50% · 3.625%
HK$74,851
−HK$4,694/mo
▼ 0.25% · 3.875%
HK$77,180
−HK$2,365/mo
Today · 4.125%
HK$79,545
baseline
▲ 0.50% · 4.625%
HK$84,385
+HK$4,840/mo
Deposit HK$16.41M · loan HK$16.41M · min. income ≈ HK$159,090/mo (50% DSR)
Upfront cash ≈ HK$17.81M (deposit + AVD stamp duty HK$1,395,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,271
−HK$4,499/mo
▼ 0.25% · 3.875%
HK$85,505
−HK$2,265/mo
Today · 4.125%
HK$87,770
baseline
▲ 0.50% · 4.625%
HK$92,397
+HK$4,627/mo
Deposit HK$16.41M · loan HK$16.41M · min. income ≈ HK$175,540/mo (50% DSR)
Upfront cash ≈ HK$17.81M (deposit + AVD stamp duty HK$1,395,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,821
−HK$5,633/mo
▼ 0.25% · 3.875%
HK$92,615
−HK$2,839/mo
Today · 4.125%
HK$95,454
baseline
▲ 0.50% · 4.625%
HK$101,262
+HK$5,808/mo
Deposit HK$13.13M · loan HK$19.70M · min. income ≈ HK$190,908/mo (50% DSR)
Upfront cash ≈ HK$14.53M (deposit + AVD stamp duty HK$1,395,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,926
−HK$5,398/mo
▼ 0.25% · 3.875%
HK$102,605
−HK$2,719/mo
Today · 4.125%
HK$105,324
baseline
▲ 0.50% · 4.625%
HK$110,876
+HK$5,552/mo
Deposit HK$13.13M · loan HK$19.70M · min. income ≈ HK$210,648/mo (50% DSR)
Upfront cash ≈ HK$14.53M (deposit + AVD stamp duty HK$1,395,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,792
−HK$6,571/mo
▼ 0.25% · 3.875%
HK$108,051
−HK$3,312/mo
Today · 4.125%
HK$111,363
baseline
▲ 0.50% · 4.625%
HK$118,139
+HK$6,776/mo
Deposit HK$9.85M · loan HK$22.98M · min. income ≈ HK$222,726/mo (50% DSR)
Upfront cash ≈ HK$11.24M (deposit + AVD stamp duty HK$1,395,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,580
−HK$6,298/mo
▼ 0.25% · 3.875%
HK$119,706
−HK$3,172/mo
Today · 4.125%
HK$122,878
baseline
▲ 0.50% · 4.625%
HK$129,355
+HK$6,477/mo
Deposit HK$9.85M · loan HK$22.98M · min. income ≈ HK$245,756/mo (50% DSR)
Upfront cash ≈ HK$11.24M (deposit + AVD stamp duty HK$1,395,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,732
−HK$8,449/mo
▼ 0.25% · 3.875%
HK$138,923
−HK$4,258/mo
Today · 4.125%
HK$143,181
baseline
▲ 0.50% · 4.625%
HK$151,893
+HK$8,712/mo
Deposit HK$3.28M · loan HK$29.54M · min. income ≈ HK$286,362/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$1,395,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,888
−HK$8,098/mo
▼ 0.25% · 3.875%
HK$153,908
−HK$4,078/mo
Today · 4.125%
HK$157,986
baseline
▲ 0.50% · 4.625%
HK$166,314
+HK$8,328/mo
Deposit HK$3.28M · loan HK$29.54M · min. income ≈ HK$315,972/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$1,395,097 · Scale 2, in force from 26 Feb 2026)