LTV · monthly repayment
▼ 0.50% · 3.625%
HK$74,857
−HK$4,694/mo
▼ 0.25% · 3.875%
HK$77,185
−HK$2,366/mo
Today · 4.125%
HK$79,551
baseline
▲ 0.50% · 4.625%
HK$84,391
+HK$4,840/mo
Deposit HK$16.41M · loan HK$16.41M · min. income ≈ HK$159,102/mo (50% DSR)
Upfront cash ≈ HK$17.81M (deposit + AVD stamp duty HK$1,395,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,277
−HK$4,499/mo
▼ 0.25% · 3.875%
HK$85,511
−HK$2,265/mo
Today · 4.125%
HK$87,776
baseline
▲ 0.50% · 4.625%
HK$92,403
+HK$4,627/mo
Deposit HK$16.41M · loan HK$16.41M · min. income ≈ HK$175,552/mo (50% DSR)
Upfront cash ≈ HK$17.81M (deposit + AVD stamp duty HK$1,395,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,828
−HK$5,633/mo
▼ 0.25% · 3.875%
HK$92,622
−HK$2,839/mo
Today · 4.125%
HK$95,461
baseline
▲ 0.50% · 4.625%
HK$101,270
+HK$5,809/mo
Deposit HK$13.13M · loan HK$19.70M · min. income ≈ HK$190,922/mo (50% DSR)
Upfront cash ≈ HK$14.53M (deposit + AVD stamp duty HK$1,395,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,933
−HK$5,399/mo
▼ 0.25% · 3.875%
HK$102,613
−HK$2,719/mo
Today · 4.125%
HK$105,332
baseline
▲ 0.50% · 4.625%
HK$110,884
+HK$5,552/mo
Deposit HK$13.13M · loan HK$19.70M · min. income ≈ HK$210,664/mo (50% DSR)
Upfront cash ≈ HK$14.53M (deposit + AVD stamp duty HK$1,395,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,799
−HK$6,572/mo
▼ 0.25% · 3.875%
HK$108,059
−HK$3,312/mo
Today · 4.125%
HK$111,371
baseline
▲ 0.50% · 4.625%
HK$118,148
+HK$6,777/mo
Deposit HK$9.85M · loan HK$22.98M · min. income ≈ HK$222,742/mo (50% DSR)
Upfront cash ≈ HK$11.24M (deposit + AVD stamp duty HK$1,395,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,588
−HK$6,299/mo
▼ 0.25% · 3.875%
HK$119,715
−HK$3,172/mo
Today · 4.125%
HK$122,887
baseline
▲ 0.50% · 4.625%
HK$129,365
+HK$6,478/mo
Deposit HK$9.85M · loan HK$22.98M · min. income ≈ HK$245,774/mo (50% DSR)
Upfront cash ≈ HK$11.24M (deposit + AVD stamp duty HK$1,395,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,742
−HK$8,449/mo
▼ 0.25% · 3.875%
HK$138,933
−HK$4,258/mo
Today · 4.125%
HK$143,191
baseline
▲ 0.50% · 4.625%
HK$151,904
+HK$8,713/mo
Deposit HK$3.28M · loan HK$29.55M · min. income ≈ HK$286,382/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$1,395,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,899
−HK$8,099/mo
▼ 0.25% · 3.875%
HK$153,919
−HK$4,079/mo
Today · 4.125%
HK$157,998
baseline
▲ 0.50% · 4.625%
HK$166,326
+HK$8,328/mo
Deposit HK$3.28M · loan HK$29.55M · min. income ≈ HK$315,996/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$1,395,198 · Scale 2, in force from 26 Feb 2026)