LTV · monthly repayment
▼ 0.50% · 3.625%
HK$74,860
−HK$4,694/mo
▼ 0.25% · 3.875%
HK$77,188
−HK$2,366/mo
Today · 4.125%
HK$79,554
baseline
▲ 0.50% · 4.625%
HK$84,395
+HK$4,841/mo
Deposit HK$16.41M · loan HK$16.41M · min. income ≈ HK$159,108/mo (50% DSR)
Upfront cash ≈ HK$17.81M (deposit + AVD stamp duty HK$1,395,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,281
−HK$4,499/mo
▼ 0.25% · 3.875%
HK$85,514
−HK$2,266/mo
Today · 4.125%
HK$87,780
baseline
▲ 0.50% · 4.625%
HK$92,407
+HK$4,627/mo
Deposit HK$16.41M · loan HK$16.41M · min. income ≈ HK$175,560/mo (50% DSR)
Upfront cash ≈ HK$17.81M (deposit + AVD stamp duty HK$1,395,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,832
−HK$5,633/mo
▼ 0.25% · 3.875%
HK$92,626
−HK$2,839/mo
Today · 4.125%
HK$95,465
baseline
▲ 0.50% · 4.625%
HK$101,274
+HK$5,809/mo
Deposit HK$13.13M · loan HK$19.70M · min. income ≈ HK$190,930/mo (50% DSR)
Upfront cash ≈ HK$14.53M (deposit + AVD stamp duty HK$1,395,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,937
−HK$5,399/mo
▼ 0.25% · 3.875%
HK$102,617
−HK$2,719/mo
Today · 4.125%
HK$105,336
baseline
▲ 0.50% · 4.625%
HK$110,889
+HK$5,553/mo
Deposit HK$13.13M · loan HK$19.70M · min. income ≈ HK$210,672/mo (50% DSR)
Upfront cash ≈ HK$14.53M (deposit + AVD stamp duty HK$1,395,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,804
−HK$6,572/mo
▼ 0.25% · 3.875%
HK$108,064
−HK$3,312/mo
Today · 4.125%
HK$111,376
baseline
▲ 0.50% · 4.625%
HK$118,153
+HK$6,777/mo
Deposit HK$9.85M · loan HK$22.98M · min. income ≈ HK$222,752/mo (50% DSR)
Upfront cash ≈ HK$11.24M (deposit + AVD stamp duty HK$1,395,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,593
−HK$6,299/mo
▼ 0.25% · 3.875%
HK$119,720
−HK$3,172/mo
Today · 4.125%
HK$122,892
baseline
▲ 0.50% · 4.625%
HK$129,370
+HK$6,478/mo
Deposit HK$9.85M · loan HK$22.98M · min. income ≈ HK$245,784/mo (50% DSR)
Upfront cash ≈ HK$11.24M (deposit + AVD stamp duty HK$1,395,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,748
−HK$8,449/mo
▼ 0.25% · 3.875%
HK$138,939
−HK$4,258/mo
Today · 4.125%
HK$143,197
baseline
▲ 0.50% · 4.625%
HK$151,911
+HK$8,714/mo
Deposit HK$3.28M · loan HK$29.55M · min. income ≈ HK$286,394/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$1,395,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,905
−HK$8,099/mo
▼ 0.25% · 3.875%
HK$153,926
−HK$4,078/mo
Today · 4.125%
HK$158,004
baseline
▲ 0.50% · 4.625%
HK$166,333
+HK$8,329/mo
Deposit HK$3.28M · loan HK$29.55M · min. income ≈ HK$316,008/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$1,395,256 · Scale 2, in force from 26 Feb 2026)