LTV · monthly repayment
▼ 0.50% · 3.625%
HK$74,868
−HK$4,695/mo
▼ 0.25% · 3.875%
HK$77,197
−HK$2,366/mo
Today · 4.125%
HK$79,563
baseline
▲ 0.50% · 4.625%
HK$84,404
+HK$4,841/mo
Deposit HK$16.42M · loan HK$16.42M · min. income ≈ HK$159,126/mo (50% DSR)
Upfront cash ≈ HK$17.81M (deposit + AVD stamp duty HK$1,395,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,290
−HK$4,499/mo
▼ 0.25% · 3.875%
HK$85,523
−HK$2,266/mo
Today · 4.125%
HK$87,789
baseline
▲ 0.50% · 4.625%
HK$92,417
+HK$4,628/mo
Deposit HK$16.42M · loan HK$16.42M · min. income ≈ HK$175,578/mo (50% DSR)
Upfront cash ≈ HK$17.81M (deposit + AVD stamp duty HK$1,395,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,841
−HK$5,634/mo
▼ 0.25% · 3.875%
HK$92,636
−HK$2,839/mo
Today · 4.125%
HK$95,475
baseline
▲ 0.50% · 4.625%
HK$101,284
+HK$5,809/mo
Deposit HK$13.13M · loan HK$19.70M · min. income ≈ HK$190,950/mo (50% DSR)
Upfront cash ≈ HK$14.53M (deposit + AVD stamp duty HK$1,395,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,947
−HK$5,400/mo
▼ 0.25% · 3.875%
HK$102,628
−HK$2,719/mo
Today · 4.125%
HK$105,347
baseline
▲ 0.50% · 4.625%
HK$110,900
+HK$5,553/mo
Deposit HK$13.13M · loan HK$19.70M · min. income ≈ HK$210,694/mo (50% DSR)
Upfront cash ≈ HK$14.53M (deposit + AVD stamp duty HK$1,395,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,815
−HK$6,573/mo
▼ 0.25% · 3.875%
HK$108,075
−HK$3,313/mo
Today · 4.125%
HK$111,388
baseline
▲ 0.50% · 4.625%
HK$118,165
+HK$6,777/mo
Deposit HK$9.85M · loan HK$22.98M · min. income ≈ HK$222,776/mo (50% DSR)
Upfront cash ≈ HK$11.25M (deposit + AVD stamp duty HK$1,395,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,605
−HK$6,300/mo
▼ 0.25% · 3.875%
HK$119,733
−HK$3,172/mo
Today · 4.125%
HK$122,905
baseline
▲ 0.50% · 4.625%
HK$129,384
+HK$6,479/mo
Deposit HK$9.85M · loan HK$22.98M · min. income ≈ HK$245,810/mo (50% DSR)
Upfront cash ≈ HK$11.25M (deposit + AVD stamp duty HK$1,395,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,762
−HK$8,451/mo
▼ 0.25% · 3.875%
HK$138,954
−HK$4,259/mo
Today · 4.125%
HK$143,213
baseline
▲ 0.50% · 4.625%
HK$151,927
+HK$8,714/mo
Deposit HK$3.28M · loan HK$29.55M · min. income ≈ HK$286,426/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$1,395,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,921
−HK$8,100/mo
▼ 0.25% · 3.875%
HK$153,942
−HK$4,079/mo
Today · 4.125%
HK$158,021
baseline
▲ 0.50% · 4.625%
HK$166,350
+HK$8,329/mo
Deposit HK$3.28M · loan HK$29.55M · min. income ≈ HK$316,042/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$1,395,404 · Scale 2, in force from 26 Feb 2026)