LTV · monthly repayment
▼ 0.50% · 3.625%
HK$74,872
−HK$4,695/mo
▼ 0.25% · 3.875%
HK$77,201
−HK$2,366/mo
Today · 4.125%
HK$79,567
baseline
▲ 0.50% · 4.625%
HK$84,409
+HK$4,842/mo
Deposit HK$16.42M · loan HK$16.42M · min. income ≈ HK$159,134/mo (50% DSR)
Upfront cash ≈ HK$17.81M (deposit + AVD stamp duty HK$1,395,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,295
−HK$4,500/mo
▼ 0.25% · 3.875%
HK$85,528
−HK$2,267/mo
Today · 4.125%
HK$87,795
baseline
▲ 0.50% · 4.625%
HK$92,422
+HK$4,627/mo
Deposit HK$16.42M · loan HK$16.42M · min. income ≈ HK$175,590/mo (50% DSR)
Upfront cash ≈ HK$17.81M (deposit + AVD stamp duty HK$1,395,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,847
−HK$5,634/mo
▼ 0.25% · 3.875%
HK$92,641
−HK$2,840/mo
Today · 4.125%
HK$95,481
baseline
▲ 0.50% · 4.625%
HK$101,291
+HK$5,810/mo
Deposit HK$13.13M · loan HK$19.70M · min. income ≈ HK$190,962/mo (50% DSR)
Upfront cash ≈ HK$14.53M (deposit + AVD stamp duty HK$1,395,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,953
−HK$5,401/mo
▼ 0.25% · 3.875%
HK$102,634
−HK$2,720/mo
Today · 4.125%
HK$105,354
baseline
▲ 0.50% · 4.625%
HK$110,907
+HK$5,553/mo
Deposit HK$13.13M · loan HK$19.70M · min. income ≈ HK$210,708/mo (50% DSR)
Upfront cash ≈ HK$14.53M (deposit + AVD stamp duty HK$1,395,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,821
−HK$6,573/mo
▼ 0.25% · 3.875%
HK$108,082
−HK$3,312/mo
Today · 4.125%
HK$111,394
baseline
▲ 0.50% · 4.625%
HK$118,172
+HK$6,778/mo
Deposit HK$9.85M · loan HK$22.98M · min. income ≈ HK$222,788/mo (50% DSR)
Upfront cash ≈ HK$11.25M (deposit + AVD stamp duty HK$1,395,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,612
−HK$6,301/mo
▼ 0.25% · 3.875%
HK$119,740
−HK$3,173/mo
Today · 4.125%
HK$122,913
baseline
▲ 0.50% · 4.625%
HK$129,391
+HK$6,478/mo
Deposit HK$9.85M · loan HK$22.98M · min. income ≈ HK$245,826/mo (50% DSR)
Upfront cash ≈ HK$11.25M (deposit + AVD stamp duty HK$1,395,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,770
−HK$8,451/mo
▼ 0.25% · 3.875%
HK$138,962
−HK$4,259/mo
Today · 4.125%
HK$143,221
baseline
▲ 0.50% · 4.625%
HK$151,936
+HK$8,715/mo
Deposit HK$3.28M · loan HK$29.55M · min. income ≈ HK$286,442/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$1,395,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,930
−HK$8,100/mo
▼ 0.25% · 3.875%
HK$153,951
−HK$4,079/mo
Today · 4.125%
HK$158,030
baseline
▲ 0.50% · 4.625%
HK$166,360
+HK$8,330/mo
Deposit HK$3.28M · loan HK$29.55M · min. income ≈ HK$316,060/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$1,395,487 · Scale 2, in force from 26 Feb 2026)