LTV · monthly repayment
▼ 0.50% · 3.625%
HK$74,874
−HK$4,695/mo
▼ 0.25% · 3.875%
HK$77,203
−HK$2,366/mo
Today · 4.125%
HK$79,569
baseline
▲ 0.50% · 4.625%
HK$84,410
+HK$4,841/mo
Deposit HK$16.42M · loan HK$16.42M · min. income ≈ HK$159,138/mo (50% DSR)
Upfront cash ≈ HK$17.81M (deposit + AVD stamp duty HK$1,395,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,296
−HK$4,500/mo
▼ 0.25% · 3.875%
HK$85,530
−HK$2,266/mo
Today · 4.125%
HK$87,796
baseline
▲ 0.50% · 4.625%
HK$92,424
+HK$4,628/mo
Deposit HK$16.42M · loan HK$16.42M · min. income ≈ HK$175,592/mo (50% DSR)
Upfront cash ≈ HK$17.81M (deposit + AVD stamp duty HK$1,395,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,848
−HK$5,635/mo
▼ 0.25% · 3.875%
HK$92,643
−HK$2,840/mo
Today · 4.125%
HK$95,483
baseline
▲ 0.50% · 4.625%
HK$101,293
+HK$5,810/mo
Deposit HK$13.13M · loan HK$19.70M · min. income ≈ HK$190,966/mo (50% DSR)
Upfront cash ≈ HK$14.53M (deposit + AVD stamp duty HK$1,395,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,955
−HK$5,401/mo
▼ 0.25% · 3.875%
HK$102,636
−HK$2,720/mo
Today · 4.125%
HK$105,356
baseline
▲ 0.50% · 4.625%
HK$110,909
+HK$5,553/mo
Deposit HK$13.13M · loan HK$19.70M · min. income ≈ HK$210,712/mo (50% DSR)
Upfront cash ≈ HK$14.53M (deposit + AVD stamp duty HK$1,395,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,823
−HK$6,573/mo
▼ 0.25% · 3.875%
HK$108,084
−HK$3,312/mo
Today · 4.125%
HK$111,396
baseline
▲ 0.50% · 4.625%
HK$118,175
+HK$6,779/mo
Deposit HK$9.85M · loan HK$22.98M · min. income ≈ HK$222,792/mo (50% DSR)
Upfront cash ≈ HK$11.25M (deposit + AVD stamp duty HK$1,395,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,615
−HK$6,300/mo
▼ 0.25% · 3.875%
HK$119,742
−HK$3,173/mo
Today · 4.125%
HK$122,915
baseline
▲ 0.50% · 4.625%
HK$129,394
+HK$6,479/mo
Deposit HK$9.85M · loan HK$22.98M · min. income ≈ HK$245,830/mo (50% DSR)
Upfront cash ≈ HK$11.25M (deposit + AVD stamp duty HK$1,395,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,773
−HK$8,451/mo
▼ 0.25% · 3.875%
HK$138,965
−HK$4,259/mo
Today · 4.125%
HK$143,224
baseline
▲ 0.50% · 4.625%
HK$151,939
+HK$8,715/mo
Deposit HK$3.28M · loan HK$29.55M · min. income ≈ HK$286,448/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$1,395,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,933
−HK$8,101/mo
▼ 0.25% · 3.875%
HK$153,954
−HK$4,080/mo
Today · 4.125%
HK$158,034
baseline
▲ 0.50% · 4.625%
HK$166,364
+HK$8,330/mo
Deposit HK$3.28M · loan HK$29.55M · min. income ≈ HK$316,068/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$1,395,515 · Scale 2, in force from 26 Feb 2026)