LTV · monthly repayment
▼ 0.50% · 3.625%
HK$74,875
−HK$4,695/mo
▼ 0.25% · 3.875%
HK$77,204
−HK$2,366/mo
Today · 4.125%
HK$79,570
baseline
▲ 0.50% · 4.625%
HK$84,412
+HK$4,842/mo
Deposit HK$16.42M · loan HK$16.42M · min. income ≈ HK$159,140/mo (50% DSR)
Upfront cash ≈ HK$17.81M (deposit + AVD stamp duty HK$1,395,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,298
−HK$4,500/mo
▼ 0.25% · 3.875%
HK$85,532
−HK$2,266/mo
Today · 4.125%
HK$87,798
baseline
▲ 0.50% · 4.625%
HK$92,426
+HK$4,628/mo
Deposit HK$16.42M · loan HK$16.42M · min. income ≈ HK$175,596/mo (50% DSR)
Upfront cash ≈ HK$17.81M (deposit + AVD stamp duty HK$1,395,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,850
−HK$5,634/mo
▼ 0.25% · 3.875%
HK$92,645
−HK$2,839/mo
Today · 4.125%
HK$95,484
baseline
▲ 0.50% · 4.625%
HK$101,294
+HK$5,810/mo
Deposit HK$13.13M · loan HK$19.70M · min. income ≈ HK$190,968/mo (50% DSR)
Upfront cash ≈ HK$14.53M (deposit + AVD stamp duty HK$1,395,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,957
−HK$5,400/mo
▼ 0.25% · 3.875%
HK$102,638
−HK$2,719/mo
Today · 4.125%
HK$105,357
baseline
▲ 0.50% · 4.625%
HK$110,911
+HK$5,554/mo
Deposit HK$13.13M · loan HK$19.70M · min. income ≈ HK$210,714/mo (50% DSR)
Upfront cash ≈ HK$14.53M (deposit + AVD stamp duty HK$1,395,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,825
−HK$6,573/mo
▼ 0.25% · 3.875%
HK$108,086
−HK$3,312/mo
Today · 4.125%
HK$111,398
baseline
▲ 0.50% · 4.625%
HK$118,177
+HK$6,779/mo
Deposit HK$9.85M · loan HK$22.99M · min. income ≈ HK$222,796/mo (50% DSR)
Upfront cash ≈ HK$11.25M (deposit + AVD stamp duty HK$1,395,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,617
−HK$6,300/mo
▼ 0.25% · 3.875%
HK$119,744
−HK$3,173/mo
Today · 4.125%
HK$122,917
baseline
▲ 0.50% · 4.625%
HK$129,396
+HK$6,479/mo
Deposit HK$9.85M · loan HK$22.99M · min. income ≈ HK$245,834/mo (50% DSR)
Upfront cash ≈ HK$11.25M (deposit + AVD stamp duty HK$1,395,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,775
−HK$8,451/mo
▼ 0.25% · 3.875%
HK$138,967
−HK$4,259/mo
Today · 4.125%
HK$143,226
baseline
▲ 0.50% · 4.625%
HK$151,941
+HK$8,715/mo
Deposit HK$3.28M · loan HK$29.55M · min. income ≈ HK$286,452/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$1,395,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,936
−HK$8,100/mo
▼ 0.25% · 3.875%
HK$153,957
−HK$4,079/mo
Today · 4.125%
HK$158,036
baseline
▲ 0.50% · 4.625%
HK$166,367
+HK$8,331/mo
Deposit HK$3.28M · loan HK$29.55M · min. income ≈ HK$316,072/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$1,395,538 · Scale 2, in force from 26 Feb 2026)