LTV · monthly repayment
▼ 0.50% · 3.625%
HK$74,878
−HK$4,696/mo
▼ 0.25% · 3.875%
HK$77,207
−HK$2,367/mo
Today · 4.125%
HK$79,574
baseline
▲ 0.50% · 4.625%
HK$84,416
+HK$4,842/mo
Deposit HK$16.42M · loan HK$16.42M · min. income ≈ HK$159,148/mo (50% DSR)
Upfront cash ≈ HK$17.81M (deposit + AVD stamp duty HK$1,395,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,301
−HK$4,501/mo
▼ 0.25% · 3.875%
HK$85,535
−HK$2,267/mo
Today · 4.125%
HK$87,802
baseline
▲ 0.50% · 4.625%
HK$92,430
+HK$4,628/mo
Deposit HK$16.42M · loan HK$16.42M · min. income ≈ HK$175,604/mo (50% DSR)
Upfront cash ≈ HK$17.81M (deposit + AVD stamp duty HK$1,395,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,854
−HK$5,634/mo
▼ 0.25% · 3.875%
HK$92,649
−HK$2,839/mo
Today · 4.125%
HK$95,488
baseline
▲ 0.50% · 4.625%
HK$101,299
+HK$5,811/mo
Deposit HK$13.14M · loan HK$19.70M · min. income ≈ HK$190,976/mo (50% DSR)
Upfront cash ≈ HK$14.53M (deposit + AVD stamp duty HK$1,395,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,961
−HK$5,401/mo
▼ 0.25% · 3.875%
HK$102,642
−HK$2,720/mo
Today · 4.125%
HK$105,362
baseline
▲ 0.50% · 4.625%
HK$110,916
+HK$5,554/mo
Deposit HK$13.14M · loan HK$19.70M · min. income ≈ HK$210,724/mo (50% DSR)
Upfront cash ≈ HK$14.53M (deposit + AVD stamp duty HK$1,395,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,829
−HK$6,574/mo
▼ 0.25% · 3.875%
HK$108,090
−HK$3,313/mo
Today · 4.125%
HK$111,403
baseline
▲ 0.50% · 4.625%
HK$118,182
+HK$6,779/mo
Deposit HK$9.85M · loan HK$22.99M · min. income ≈ HK$222,806/mo (50% DSR)
Upfront cash ≈ HK$11.25M (deposit + AVD stamp duty HK$1,395,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,622
−HK$6,300/mo
▼ 0.25% · 3.875%
HK$119,749
−HK$3,173/mo
Today · 4.125%
HK$122,922
baseline
▲ 0.50% · 4.625%
HK$129,402
+HK$6,480/mo
Deposit HK$9.85M · loan HK$22.99M · min. income ≈ HK$245,844/mo (50% DSR)
Upfront cash ≈ HK$11.25M (deposit + AVD stamp duty HK$1,395,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,781
−HK$8,452/mo
▼ 0.25% · 3.875%
HK$138,973
−HK$4,260/mo
Today · 4.125%
HK$143,233
baseline
▲ 0.50% · 4.625%
HK$151,948
+HK$8,715/mo
Deposit HK$3.28M · loan HK$29.55M · min. income ≈ HK$286,466/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$1,395,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,942
−HK$8,101/mo
▼ 0.25% · 3.875%
HK$153,964
−HK$4,079/mo
Today · 4.125%
HK$158,043
baseline
▲ 0.50% · 4.625%
HK$166,374
+HK$8,331/mo
Deposit HK$3.28M · loan HK$29.55M · min. income ≈ HK$316,086/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$1,395,599 · Scale 2, in force from 26 Feb 2026)