LTV · monthly repayment
▼ 0.50% · 3.625%
HK$74,886
−HK$4,696/mo
▼ 0.25% · 3.875%
HK$77,215
−HK$2,367/mo
Today · 4.125%
HK$79,582
baseline
▲ 0.50% · 4.625%
HK$84,424
+HK$4,842/mo
Deposit HK$16.42M · loan HK$16.42M · min. income ≈ HK$159,164/mo (50% DSR)
Upfront cash ≈ HK$17.82M (deposit + AVD stamp duty HK$1,395,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,310
−HK$4,501/mo
▼ 0.25% · 3.875%
HK$85,544
−HK$2,267/mo
Today · 4.125%
HK$87,811
baseline
▲ 0.50% · 4.625%
HK$92,439
+HK$4,628/mo
Deposit HK$16.42M · loan HK$16.42M · min. income ≈ HK$175,622/mo (50% DSR)
Upfront cash ≈ HK$17.82M (deposit + AVD stamp duty HK$1,395,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,863
−HK$5,635/mo
▼ 0.25% · 3.875%
HK$92,658
−HK$2,840/mo
Today · 4.125%
HK$95,498
baseline
▲ 0.50% · 4.625%
HK$101,309
+HK$5,811/mo
Deposit HK$13.14M · loan HK$19.70M · min. income ≈ HK$190,996/mo (50% DSR)
Upfront cash ≈ HK$14.53M (deposit + AVD stamp duty HK$1,395,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,972
−HK$5,401/mo
▼ 0.25% · 3.875%
HK$102,653
−HK$2,720/mo
Today · 4.125%
HK$105,373
baseline
▲ 0.50% · 4.625%
HK$110,927
+HK$5,554/mo
Deposit HK$13.14M · loan HK$19.70M · min. income ≈ HK$210,746/mo (50% DSR)
Upfront cash ≈ HK$14.53M (deposit + AVD stamp duty HK$1,395,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,840
−HK$6,575/mo
▼ 0.25% · 3.875%
HK$108,101
−HK$3,314/mo
Today · 4.125%
HK$111,415
baseline
▲ 0.50% · 4.625%
HK$118,194
+HK$6,779/mo
Deposit HK$9.85M · loan HK$22.99M · min. income ≈ HK$222,830/mo (50% DSR)
Upfront cash ≈ HK$11.25M (deposit + AVD stamp duty HK$1,395,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,634
−HK$6,301/mo
▼ 0.25% · 3.875%
HK$119,762
−HK$3,173/mo
Today · 4.125%
HK$122,935
baseline
▲ 0.50% · 4.625%
HK$129,415
+HK$6,480/mo
Deposit HK$9.85M · loan HK$22.99M · min. income ≈ HK$245,870/mo (50% DSR)
Upfront cash ≈ HK$11.25M (deposit + AVD stamp duty HK$1,395,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,795
−HK$8,452/mo
▼ 0.25% · 3.875%
HK$138,987
−HK$4,260/mo
Today · 4.125%
HK$143,247
baseline
▲ 0.50% · 4.625%
HK$151,964
+HK$8,717/mo
Deposit HK$3.28M · loan HK$29.56M · min. income ≈ HK$286,494/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$1,395,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,958
−HK$8,101/mo
▼ 0.25% · 3.875%
HK$153,979
−HK$4,080/mo
Today · 4.125%
HK$158,059
baseline
▲ 0.50% · 4.625%
HK$166,391
+HK$8,332/mo
Deposit HK$3.28M · loan HK$29.56M · min. income ≈ HK$316,118/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$1,395,742 · Scale 2, in force from 26 Feb 2026)