LTV · monthly repayment
▼ 0.50% · 3.625%
HK$74,891
−HK$4,696/mo
▼ 0.25% · 3.875%
HK$77,220
−HK$2,367/mo
Today · 4.125%
HK$79,587
baseline
▲ 0.50% · 4.625%
HK$84,430
+HK$4,843/mo
Deposit HK$16.42M · loan HK$16.42M · min. income ≈ HK$159,174/mo (50% DSR)
Upfront cash ≈ HK$17.82M (deposit + AVD stamp duty HK$1,395,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,315
−HK$4,502/mo
▼ 0.25% · 3.875%
HK$85,550
−HK$2,267/mo
Today · 4.125%
HK$87,817
baseline
▲ 0.50% · 4.625%
HK$92,446
+HK$4,629/mo
Deposit HK$16.42M · loan HK$16.42M · min. income ≈ HK$175,634/mo (50% DSR)
Upfront cash ≈ HK$17.82M (deposit + AVD stamp duty HK$1,395,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,869
−HK$5,636/mo
▼ 0.25% · 3.875%
HK$92,665
−HK$2,840/mo
Today · 4.125%
HK$95,505
baseline
▲ 0.50% · 4.625%
HK$101,316
+HK$5,811/mo
Deposit HK$13.14M · loan HK$19.71M · min. income ≈ HK$191,010/mo (50% DSR)
Upfront cash ≈ HK$14.53M (deposit + AVD stamp duty HK$1,395,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,979
−HK$5,401/mo
▼ 0.25% · 3.875%
HK$102,660
−HK$2,720/mo
Today · 4.125%
HK$105,380
baseline
▲ 0.50% · 4.625%
HK$110,935
+HK$5,555/mo
Deposit HK$13.14M · loan HK$19.71M · min. income ≈ HK$210,760/mo (50% DSR)
Upfront cash ≈ HK$14.53M (deposit + AVD stamp duty HK$1,395,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,847
−HK$6,575/mo
▼ 0.25% · 3.875%
HK$108,109
−HK$3,313/mo
Today · 4.125%
HK$111,422
baseline
▲ 0.50% · 4.625%
HK$118,202
+HK$6,780/mo
Deposit HK$9.85M · loan HK$22.99M · min. income ≈ HK$222,844/mo (50% DSR)
Upfront cash ≈ HK$11.25M (deposit + AVD stamp duty HK$1,395,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,642
−HK$6,301/mo
▼ 0.25% · 3.875%
HK$119,770
−HK$3,173/mo
Today · 4.125%
HK$122,943
baseline
▲ 0.50% · 4.625%
HK$129,424
+HK$6,481/mo
Deposit HK$9.85M · loan HK$22.99M · min. income ≈ HK$245,886/mo (50% DSR)
Upfront cash ≈ HK$11.25M (deposit + AVD stamp duty HK$1,395,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,804
−HK$8,453/mo
▼ 0.25% · 3.875%
HK$138,997
−HK$4,260/mo
Today · 4.125%
HK$143,257
baseline
▲ 0.50% · 4.625%
HK$151,974
+HK$8,717/mo
Deposit HK$3.28M · loan HK$29.56M · min. income ≈ HK$286,514/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$1,395,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,968
−HK$8,102/mo
▼ 0.25% · 3.875%
HK$153,990
−HK$4,080/mo
Today · 4.125%
HK$158,070
baseline
▲ 0.50% · 4.625%
HK$166,402
+HK$8,332/mo
Deposit HK$3.28M · loan HK$29.56M · min. income ≈ HK$316,140/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$1,395,837 · Scale 2, in force from 26 Feb 2026)