LTV · monthly repayment
▼ 0.50% · 3.625%
HK$74,911
−HK$4,698/mo
▼ 0.25% · 3.875%
HK$77,242
−HK$2,367/mo
Today · 4.125%
HK$79,609
baseline
▲ 0.50% · 4.625%
HK$84,453
+HK$4,844/mo
Deposit HK$16.43M · loan HK$16.43M · min. income ≈ HK$159,218/mo (50% DSR)
Upfront cash ≈ HK$17.82M (deposit + AVD stamp duty HK$1,396,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,338
−HK$4,503/mo
▼ 0.25% · 3.875%
HK$85,573
−HK$2,268/mo
Today · 4.125%
HK$87,841
baseline
▲ 0.50% · 4.625%
HK$92,471
+HK$4,630/mo
Deposit HK$16.43M · loan HK$16.43M · min. income ≈ HK$175,682/mo (50% DSR)
Upfront cash ≈ HK$17.82M (deposit + AVD stamp duty HK$1,396,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,894
−HK$5,637/mo
▼ 0.25% · 3.875%
HK$92,690
−HK$2,841/mo
Today · 4.125%
HK$95,531
baseline
▲ 0.50% · 4.625%
HK$101,344
+HK$5,813/mo
Deposit HK$13.14M · loan HK$19.71M · min. income ≈ HK$191,062/mo (50% DSR)
Upfront cash ≈ HK$14.54M (deposit + AVD stamp duty HK$1,396,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,006
−HK$5,403/mo
▼ 0.25% · 3.875%
HK$102,688
−HK$2,721/mo
Today · 4.125%
HK$105,409
baseline
▲ 0.50% · 4.625%
HK$110,965
+HK$5,556/mo
Deposit HK$13.14M · loan HK$19.71M · min. income ≈ HK$210,818/mo (50% DSR)
Upfront cash ≈ HK$14.54M (deposit + AVD stamp duty HK$1,396,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,876
−HK$6,577/mo
▼ 0.25% · 3.875%
HK$108,138
−HK$3,315/mo
Today · 4.125%
HK$111,453
baseline
▲ 0.50% · 4.625%
HK$118,234
+HK$6,781/mo
Deposit HK$9.86M · loan HK$23.00M · min. income ≈ HK$222,906/mo (50% DSR)
Upfront cash ≈ HK$11.25M (deposit + AVD stamp duty HK$1,396,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,673
−HK$6,304/mo
▼ 0.25% · 3.875%
HK$119,803
−HK$3,174/mo
Today · 4.125%
HK$122,977
baseline
▲ 0.50% · 4.625%
HK$129,459
+HK$6,482/mo
Deposit HK$9.86M · loan HK$23.00M · min. income ≈ HK$245,954/mo (50% DSR)
Upfront cash ≈ HK$11.25M (deposit + AVD stamp duty HK$1,396,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,841
−HK$8,455/mo
▼ 0.25% · 3.875%
HK$139,035
−HK$4,261/mo
Today · 4.125%
HK$143,296
baseline
▲ 0.50% · 4.625%
HK$152,015
+HK$8,719/mo
Deposit HK$3.29M · loan HK$29.57M · min. income ≈ HK$286,592/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$1,396,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,009
−HK$8,104/mo
▼ 0.25% · 3.875%
HK$154,032
−HK$4,081/mo
Today · 4.125%
HK$158,113
baseline
▲ 0.50% · 4.625%
HK$166,448
+HK$8,335/mo
Deposit HK$3.29M · loan HK$29.57M · min. income ≈ HK$316,226/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$1,396,218 · Scale 2, in force from 26 Feb 2026)