LTV · monthly repayment
▼ 0.50% · 3.625%
HK$74,928
−HK$4,699/mo
▼ 0.25% · 3.875%
HK$77,259
−HK$2,368/mo
Today · 4.125%
HK$79,627
baseline
▲ 0.50% · 4.625%
HK$84,472
+HK$4,845/mo
Deposit HK$16.43M · loan HK$16.43M · min. income ≈ HK$159,254/mo (50% DSR)
Upfront cash ≈ HK$17.83M (deposit + AVD stamp duty HK$1,396,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,357
−HK$4,504/mo
▼ 0.25% · 3.875%
HK$85,593
−HK$2,268/mo
Today · 4.125%
HK$87,861
baseline
▲ 0.50% · 4.625%
HK$92,492
+HK$4,631/mo
Deposit HK$16.43M · loan HK$16.43M · min. income ≈ HK$175,722/mo (50% DSR)
Upfront cash ≈ HK$17.83M (deposit + AVD stamp duty HK$1,396,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,914
−HK$5,638/mo
▼ 0.25% · 3.875%
HK$92,711
−HK$2,841/mo
Today · 4.125%
HK$95,552
baseline
▲ 0.50% · 4.625%
HK$101,367
+HK$5,815/mo
Deposit HK$13.14M · loan HK$19.72M · min. income ≈ HK$191,104/mo (50% DSR)
Upfront cash ≈ HK$14.54M (deposit + AVD stamp duty HK$1,396,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,028
−HK$5,405/mo
▼ 0.25% · 3.875%
HK$102,711
−HK$2,722/mo
Today · 4.125%
HK$105,433
baseline
▲ 0.50% · 4.625%
HK$110,990
+HK$5,557/mo
Deposit HK$13.14M · loan HK$19.72M · min. income ≈ HK$210,866/mo (50% DSR)
Upfront cash ≈ HK$14.54M (deposit + AVD stamp duty HK$1,396,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,900
−HK$6,578/mo
▼ 0.25% · 3.875%
HK$108,163
−HK$3,315/mo
Today · 4.125%
HK$111,478
baseline
▲ 0.50% · 4.625%
HK$118,261
+HK$6,783/mo
Deposit HK$9.86M · loan HK$23.00M · min. income ≈ HK$222,956/mo (50% DSR)
Upfront cash ≈ HK$11.25M (deposit + AVD stamp duty HK$1,396,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,700
−HK$6,305/mo
▼ 0.25% · 3.875%
HK$119,830
−HK$3,175/mo
Today · 4.125%
HK$123,005
baseline
▲ 0.50% · 4.625%
HK$129,488
+HK$6,483/mo
Deposit HK$9.86M · loan HK$23.00M · min. income ≈ HK$246,010/mo (50% DSR)
Upfront cash ≈ HK$11.25M (deposit + AVD stamp duty HK$1,396,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,871
−HK$8,458/mo
▼ 0.25% · 3.875%
HK$139,066
−HK$4,263/mo
Today · 4.125%
HK$143,329
baseline
▲ 0.50% · 4.625%
HK$152,050
+HK$8,721/mo
Deposit HK$3.29M · loan HK$29.57M · min. income ≈ HK$286,658/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$1,396,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,043
−HK$8,106/mo
▼ 0.25% · 3.875%
HK$154,067
−HK$4,082/mo
Today · 4.125%
HK$158,149
baseline
▲ 0.50% · 4.625%
HK$166,485
+HK$8,336/mo
Deposit HK$3.29M · loan HK$29.57M · min. income ≈ HK$316,298/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$1,396,534 · Scale 2, in force from 26 Feb 2026)