LTV · monthly repayment
▼ 0.50% · 3.625%
HK$74,930
−HK$4,699/mo
▼ 0.25% · 3.875%
HK$77,261
−HK$2,368/mo
Today · 4.125%
HK$79,629
baseline
▲ 0.50% · 4.625%
HK$84,474
+HK$4,845/mo
Deposit HK$16.43M · loan HK$16.43M · min. income ≈ HK$159,258/mo (50% DSR)
Upfront cash ≈ HK$17.83M (deposit + AVD stamp duty HK$1,396,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,359
−HK$4,503/mo
▼ 0.25% · 3.875%
HK$85,594
−HK$2,268/mo
Today · 4.125%
HK$87,862
baseline
▲ 0.50% · 4.625%
HK$92,494
+HK$4,632/mo
Deposit HK$16.43M · loan HK$16.43M · min. income ≈ HK$175,724/mo (50% DSR)
Upfront cash ≈ HK$17.83M (deposit + AVD stamp duty HK$1,396,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,916
−HK$5,638/mo
▼ 0.25% · 3.875%
HK$92,713
−HK$2,841/mo
Today · 4.125%
HK$95,554
baseline
▲ 0.50% · 4.625%
HK$101,368
+HK$5,814/mo
Deposit HK$13.14M · loan HK$19.72M · min. income ≈ HK$191,108/mo (50% DSR)
Upfront cash ≈ HK$14.54M (deposit + AVD stamp duty HK$1,396,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,030
−HK$5,405/mo
▼ 0.25% · 3.875%
HK$102,713
−HK$2,722/mo
Today · 4.125%
HK$105,435
baseline
▲ 0.50% · 4.625%
HK$110,992
+HK$5,557/mo
Deposit HK$13.14M · loan HK$19.72M · min. income ≈ HK$210,870/mo (50% DSR)
Upfront cash ≈ HK$14.54M (deposit + AVD stamp duty HK$1,396,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,902
−HK$6,578/mo
▼ 0.25% · 3.875%
HK$108,165
−HK$3,315/mo
Today · 4.125%
HK$111,480
baseline
▲ 0.50% · 4.625%
HK$118,263
+HK$6,783/mo
Deposit HK$9.86M · loan HK$23.00M · min. income ≈ HK$222,960/mo (50% DSR)
Upfront cash ≈ HK$11.25M (deposit + AVD stamp duty HK$1,396,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,702
−HK$6,305/mo
▼ 0.25% · 3.875%
HK$119,832
−HK$3,175/mo
Today · 4.125%
HK$123,007
baseline
▲ 0.50% · 4.625%
HK$129,491
+HK$6,484/mo
Deposit HK$9.86M · loan HK$23.00M · min. income ≈ HK$246,014/mo (50% DSR)
Upfront cash ≈ HK$11.25M (deposit + AVD stamp duty HK$1,396,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,874
−HK$8,457/mo
▼ 0.25% · 3.875%
HK$139,069
−HK$4,262/mo
Today · 4.125%
HK$143,331
baseline
▲ 0.50% · 4.625%
HK$152,053
+HK$8,722/mo
Deposit HK$3.29M · loan HK$29.57M · min. income ≈ HK$286,662/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$1,396,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,045
−HK$8,107/mo
▼ 0.25% · 3.875%
HK$154,070
−HK$4,082/mo
Today · 4.125%
HK$158,152
baseline
▲ 0.50% · 4.625%
HK$166,488
+HK$8,336/mo
Deposit HK$3.29M · loan HK$29.57M · min. income ≈ HK$316,304/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$1,396,560 · Scale 2, in force from 26 Feb 2026)