LTV · monthly repayment
▼ 0.50% · 3.625%
HK$74,953
−HK$4,701/mo
▼ 0.25% · 3.875%
HK$77,285
−HK$2,369/mo
Today · 4.125%
HK$79,654
baseline
▲ 0.50% · 4.625%
HK$84,500
+HK$4,846/mo
Deposit HK$16.44M · loan HK$16.44M · min. income ≈ HK$159,308/mo (50% DSR)
Upfront cash ≈ HK$17.83M (deposit + AVD stamp duty HK$1,396,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,385
−HK$4,505/mo
▼ 0.25% · 3.875%
HK$85,621
−HK$2,269/mo
Today · 4.125%
HK$87,890
baseline
▲ 0.50% · 4.625%
HK$92,523
+HK$4,633/mo
Deposit HK$16.44M · loan HK$16.44M · min. income ≈ HK$175,780/mo (50% DSR)
Upfront cash ≈ HK$17.83M (deposit + AVD stamp duty HK$1,396,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,944
−HK$5,640/mo
▼ 0.25% · 3.875%
HK$92,742
−HK$2,842/mo
Today · 4.125%
HK$95,584
baseline
▲ 0.50% · 4.625%
HK$101,400
+HK$5,816/mo
Deposit HK$13.15M · loan HK$19.72M · min. income ≈ HK$191,168/mo (50% DSR)
Upfront cash ≈ HK$14.55M (deposit + AVD stamp duty HK$1,396,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,062
−HK$5,406/mo
▼ 0.25% · 3.875%
HK$102,745
−HK$2,723/mo
Today · 4.125%
HK$105,468
baseline
▲ 0.50% · 4.625%
HK$111,027
+HK$5,559/mo
Deposit HK$13.15M · loan HK$19.72M · min. income ≈ HK$210,936/mo (50% DSR)
Upfront cash ≈ HK$14.55M (deposit + AVD stamp duty HK$1,396,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,935
−HK$6,580/mo
▼ 0.25% · 3.875%
HK$108,199
−HK$3,316/mo
Today · 4.125%
HK$111,515
baseline
▲ 0.50% · 4.625%
HK$118,300
+HK$6,785/mo
Deposit HK$9.86M · loan HK$23.01M · min. income ≈ HK$223,030/mo (50% DSR)
Upfront cash ≈ HK$11.26M (deposit + AVD stamp duty HK$1,396,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,739
−HK$6,307/mo
▼ 0.25% · 3.875%
HK$119,870
−HK$3,176/mo
Today · 4.125%
HK$123,046
baseline
▲ 0.50% · 4.625%
HK$129,532
+HK$6,486/mo
Deposit HK$9.86M · loan HK$23.01M · min. income ≈ HK$246,092/mo (50% DSR)
Upfront cash ≈ HK$11.26M (deposit + AVD stamp duty HK$1,396,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,916
−HK$8,460/mo
▼ 0.25% · 3.875%
HK$139,113
−HK$4,263/mo
Today · 4.125%
HK$143,376
baseline
▲ 0.50% · 4.625%
HK$152,100
+HK$8,724/mo
Deposit HK$3.29M · loan HK$29.58M · min. income ≈ HK$286,752/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$1,396,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,093
−HK$8,109/mo
▼ 0.25% · 3.875%
HK$154,118
−HK$4,084/mo
Today · 4.125%
HK$158,202
baseline
▲ 0.50% · 4.625%
HK$166,541
+HK$8,339/mo
Deposit HK$3.29M · loan HK$29.58M · min. income ≈ HK$316,404/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$1,396,999 · Scale 2, in force from 26 Feb 2026)