LTV · monthly repayment
▼ 0.50% · 3.625%
HK$74,957
−HK$4,700/mo
▼ 0.25% · 3.875%
HK$77,288
−HK$2,369/mo
Today · 4.125%
HK$79,657
baseline
▲ 0.50% · 4.625%
HK$84,504
+HK$4,847/mo
Deposit HK$16.44M · loan HK$16.44M · min. income ≈ HK$159,314/mo (50% DSR)
Upfront cash ≈ HK$17.83M (deposit + AVD stamp duty HK$1,397,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,389
−HK$4,505/mo
▼ 0.25% · 3.875%
HK$85,625
−HK$2,269/mo
Today · 4.125%
HK$87,894
baseline
▲ 0.50% · 4.625%
HK$92,527
+HK$4,633/mo
Deposit HK$16.44M · loan HK$16.44M · min. income ≈ HK$175,788/mo (50% DSR)
Upfront cash ≈ HK$17.83M (deposit + AVD stamp duty HK$1,397,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,948
−HK$5,641/mo
▼ 0.25% · 3.875%
HK$92,746
−HK$2,843/mo
Today · 4.125%
HK$95,589
baseline
▲ 0.50% · 4.625%
HK$101,405
+HK$5,816/mo
Deposit HK$13.15M · loan HK$19.72M · min. income ≈ HK$191,178/mo (50% DSR)
Upfront cash ≈ HK$14.55M (deposit + AVD stamp duty HK$1,397,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,066
−HK$5,407/mo
▼ 0.25% · 3.875%
HK$102,750
−HK$2,723/mo
Today · 4.125%
HK$105,473
baseline
▲ 0.50% · 4.625%
HK$111,032
+HK$5,559/mo
Deposit HK$13.15M · loan HK$19.72M · min. income ≈ HK$210,946/mo (50% DSR)
Upfront cash ≈ HK$14.55M (deposit + AVD stamp duty HK$1,397,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,939
−HK$6,581/mo
▼ 0.25% · 3.875%
HK$108,204
−HK$3,316/mo
Today · 4.125%
HK$111,520
baseline
▲ 0.50% · 4.625%
HK$118,306
+HK$6,786/mo
Deposit HK$9.86M · loan HK$23.01M · min. income ≈ HK$223,040/mo (50% DSR)
Upfront cash ≈ HK$11.26M (deposit + AVD stamp duty HK$1,397,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,744
−HK$6,307/mo
▼ 0.25% · 3.875%
HK$119,875
−HK$3,176/mo
Today · 4.125%
HK$123,051
baseline
▲ 0.50% · 4.625%
HK$129,537
+HK$6,486/mo
Deposit HK$9.86M · loan HK$23.01M · min. income ≈ HK$246,102/mo (50% DSR)
Upfront cash ≈ HK$11.26M (deposit + AVD stamp duty HK$1,397,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,922
−HK$8,461/mo
▼ 0.25% · 3.875%
HK$139,119
−HK$4,264/mo
Today · 4.125%
HK$143,383
baseline
▲ 0.50% · 4.625%
HK$152,107
+HK$8,724/mo
Deposit HK$3.29M · loan HK$29.58M · min. income ≈ HK$286,766/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$1,397,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,099
−HK$8,110/mo
▼ 0.25% · 3.875%
HK$154,125
−HK$4,084/mo
Today · 4.125%
HK$158,209
baseline
▲ 0.50% · 4.625%
HK$166,548
+HK$8,339/mo
Deposit HK$3.29M · loan HK$29.58M · min. income ≈ HK$316,418/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$1,397,062 · Scale 2, in force from 26 Feb 2026)