LTV · monthly repayment
▼ 0.50% · 3.625%
HK$74,961
−HK$4,700/mo
▼ 0.25% · 3.875%
HK$77,292
−HK$2,369/mo
Today · 4.125%
HK$79,661
baseline
▲ 0.50% · 4.625%
HK$84,508
+HK$4,847/mo
Deposit HK$16.44M · loan HK$16.44M · min. income ≈ HK$159,322/mo (50% DSR)
Upfront cash ≈ HK$17.83M (deposit + AVD stamp duty HK$1,397,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,393
−HK$4,505/mo
▼ 0.25% · 3.875%
HK$85,629
−HK$2,269/mo
Today · 4.125%
HK$87,898
baseline
▲ 0.50% · 4.625%
HK$92,532
+HK$4,634/mo
Deposit HK$16.44M · loan HK$16.44M · min. income ≈ HK$175,796/mo (50% DSR)
Upfront cash ≈ HK$17.83M (deposit + AVD stamp duty HK$1,397,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,953
−HK$5,640/mo
▼ 0.25% · 3.875%
HK$92,751
−HK$2,842/mo
Today · 4.125%
HK$95,593
baseline
▲ 0.50% · 4.625%
HK$101,410
+HK$5,817/mo
Deposit HK$13.15M · loan HK$19.72M · min. income ≈ HK$191,186/mo (50% DSR)
Upfront cash ≈ HK$14.55M (deposit + AVD stamp duty HK$1,397,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,071
−HK$5,407/mo
▼ 0.25% · 3.875%
HK$102,755
−HK$2,723/mo
Today · 4.125%
HK$105,478
baseline
▲ 0.50% · 4.625%
HK$111,038
+HK$5,560/mo
Deposit HK$13.15M · loan HK$19.72M · min. income ≈ HK$210,956/mo (50% DSR)
Upfront cash ≈ HK$14.55M (deposit + AVD stamp duty HK$1,397,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,945
−HK$6,581/mo
▼ 0.25% · 3.875%
HK$108,209
−HK$3,317/mo
Today · 4.125%
HK$111,526
baseline
▲ 0.50% · 4.625%
HK$118,312
+HK$6,786/mo
Deposit HK$9.86M · loan HK$23.01M · min. income ≈ HK$223,052/mo (50% DSR)
Upfront cash ≈ HK$11.26M (deposit + AVD stamp duty HK$1,397,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,750
−HK$6,308/mo
▼ 0.25% · 3.875%
HK$119,881
−HK$3,177/mo
Today · 4.125%
HK$123,058
baseline
▲ 0.50% · 4.625%
HK$129,544
+HK$6,486/mo
Deposit HK$9.86M · loan HK$23.01M · min. income ≈ HK$246,116/mo (50% DSR)
Upfront cash ≈ HK$11.26M (deposit + AVD stamp duty HK$1,397,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,929
−HK$8,461/mo
▼ 0.25% · 3.875%
HK$139,126
−HK$4,264/mo
Today · 4.125%
HK$143,390
baseline
▲ 0.50% · 4.625%
HK$152,115
+HK$8,725/mo
Deposit HK$3.29M · loan HK$29.59M · min. income ≈ HK$286,780/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$1,397,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,107
−HK$8,110/mo
▼ 0.25% · 3.875%
HK$154,133
−HK$4,084/mo
Today · 4.125%
HK$158,217
baseline
▲ 0.50% · 4.625%
HK$166,557
+HK$8,340/mo
Deposit HK$3.29M · loan HK$29.59M · min. income ≈ HK$316,434/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$1,397,134 · Scale 2, in force from 26 Feb 2026)