LTV · monthly repayment
▼ 0.50% · 3.625%
HK$74,963
−HK$4,701/mo
▼ 0.25% · 3.875%
HK$77,295
−HK$2,369/mo
Today · 4.125%
HK$79,664
baseline
▲ 0.50% · 4.625%
HK$84,511
+HK$4,847/mo
Deposit HK$16.44M · loan HK$16.44M · min. income ≈ HK$159,328/mo (50% DSR)
Upfront cash ≈ HK$17.83M (deposit + AVD stamp duty HK$1,397,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,396
−HK$4,505/mo
▼ 0.25% · 3.875%
HK$85,632
−HK$2,269/mo
Today · 4.125%
HK$87,901
baseline
▲ 0.50% · 4.625%
HK$92,535
+HK$4,634/mo
Deposit HK$16.44M · loan HK$16.44M · min. income ≈ HK$175,802/mo (50% DSR)
Upfront cash ≈ HK$17.83M (deposit + AVD stamp duty HK$1,397,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,956
−HK$5,641/mo
▼ 0.25% · 3.875%
HK$92,754
−HK$2,843/mo
Today · 4.125%
HK$95,597
baseline
▲ 0.50% · 4.625%
HK$101,413
+HK$5,816/mo
Deposit HK$13.15M · loan HK$19.72M · min. income ≈ HK$191,194/mo (50% DSR)
Upfront cash ≈ HK$14.55M (deposit + AVD stamp duty HK$1,397,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,075
−HK$5,406/mo
▼ 0.25% · 3.875%
HK$102,759
−HK$2,722/mo
Today · 4.125%
HK$105,481
baseline
▲ 0.50% · 4.625%
HK$111,042
+HK$5,561/mo
Deposit HK$13.15M · loan HK$19.72M · min. income ≈ HK$210,962/mo (50% DSR)
Upfront cash ≈ HK$14.55M (deposit + AVD stamp duty HK$1,397,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,948
−HK$6,581/mo
▼ 0.25% · 3.875%
HK$108,213
−HK$3,316/mo
Today · 4.125%
HK$111,529
baseline
▲ 0.50% · 4.625%
HK$118,316
+HK$6,787/mo
Deposit HK$9.86M · loan HK$23.01M · min. income ≈ HK$223,058/mo (50% DSR)
Upfront cash ≈ HK$11.26M (deposit + AVD stamp duty HK$1,397,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,754
−HK$6,308/mo
▼ 0.25% · 3.875%
HK$119,885
−HK$3,177/mo
Today · 4.125%
HK$123,062
baseline
▲ 0.50% · 4.625%
HK$129,548
+HK$6,486/mo
Deposit HK$9.86M · loan HK$23.01M · min. income ≈ HK$246,124/mo (50% DSR)
Upfront cash ≈ HK$11.26M (deposit + AVD stamp duty HK$1,397,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,933
−HK$8,462/mo
▼ 0.25% · 3.875%
HK$139,131
−HK$4,264/mo
Today · 4.125%
HK$143,395
baseline
▲ 0.50% · 4.625%
HK$152,120
+HK$8,725/mo
Deposit HK$3.29M · loan HK$29.59M · min. income ≈ HK$286,790/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$1,397,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,112
−HK$8,110/mo
▼ 0.25% · 3.875%
HK$154,138
−HK$4,084/mo
Today · 4.125%
HK$158,222
baseline
▲ 0.50% · 4.625%
HK$166,562
+HK$8,340/mo
Deposit HK$3.29M · loan HK$29.59M · min. income ≈ HK$316,444/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$1,397,180 · Scale 2, in force from 26 Feb 2026)