LTV · monthly repayment
▼ 0.50% · 3.625%
HK$74,964
−HK$4,700/mo
▼ 0.25% · 3.875%
HK$77,295
−HK$2,369/mo
Today · 4.125%
HK$79,664
baseline
▲ 0.50% · 4.625%
HK$84,512
+HK$4,848/mo
Deposit HK$16.44M · loan HK$16.44M · min. income ≈ HK$159,328/mo (50% DSR)
Upfront cash ≈ HK$17.83M (deposit + AVD stamp duty HK$1,397,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,396
−HK$4,506/mo
▼ 0.25% · 3.875%
HK$85,633
−HK$2,269/mo
Today · 4.125%
HK$87,902
baseline
▲ 0.50% · 4.625%
HK$92,535
+HK$4,633/mo
Deposit HK$16.44M · loan HK$16.44M · min. income ≈ HK$175,804/mo (50% DSR)
Upfront cash ≈ HK$17.83M (deposit + AVD stamp duty HK$1,397,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,956
−HK$5,641/mo
▼ 0.25% · 3.875%
HK$92,754
−HK$2,843/mo
Today · 4.125%
HK$95,597
baseline
▲ 0.50% · 4.625%
HK$101,414
+HK$5,817/mo
Deposit HK$13.15M · loan HK$19.73M · min. income ≈ HK$191,194/mo (50% DSR)
Upfront cash ≈ HK$14.55M (deposit + AVD stamp duty HK$1,397,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,076
−HK$5,406/mo
▼ 0.25% · 3.875%
HK$102,759
−HK$2,723/mo
Today · 4.125%
HK$105,482
baseline
▲ 0.50% · 4.625%
HK$111,042
+HK$5,560/mo
Deposit HK$13.15M · loan HK$19.73M · min. income ≈ HK$210,964/mo (50% DSR)
Upfront cash ≈ HK$14.55M (deposit + AVD stamp duty HK$1,397,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,949
−HK$6,581/mo
▼ 0.25% · 3.875%
HK$108,214
−HK$3,316/mo
Today · 4.125%
HK$111,530
baseline
▲ 0.50% · 4.625%
HK$118,317
+HK$6,787/mo
Deposit HK$9.86M · loan HK$23.01M · min. income ≈ HK$223,060/mo (50% DSR)
Upfront cash ≈ HK$11.26M (deposit + AVD stamp duty HK$1,397,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,755
−HK$6,308/mo
▼ 0.25% · 3.875%
HK$119,886
−HK$3,177/mo
Today · 4.125%
HK$123,063
baseline
▲ 0.50% · 4.625%
HK$129,549
+HK$6,486/mo
Deposit HK$9.86M · loan HK$23.01M · min. income ≈ HK$246,126/mo (50% DSR)
Upfront cash ≈ HK$11.26M (deposit + AVD stamp duty HK$1,397,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,935
−HK$8,461/mo
▼ 0.25% · 3.875%
HK$139,132
−HK$4,264/mo
Today · 4.125%
HK$143,396
baseline
▲ 0.50% · 4.625%
HK$152,121
+HK$8,725/mo
Deposit HK$3.29M · loan HK$29.59M · min. income ≈ HK$286,792/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$1,397,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,113
−HK$8,110/mo
▼ 0.25% · 3.875%
HK$154,139
−HK$4,084/mo
Today · 4.125%
HK$158,223
baseline
▲ 0.50% · 4.625%
HK$166,564
+HK$8,341/mo
Deposit HK$3.29M · loan HK$29.59M · min. income ≈ HK$316,446/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$1,397,191 · Scale 2, in force from 26 Feb 2026)