LTV · monthly repayment
▼ 0.50% · 3.625%
HK$74,976
−HK$4,701/mo
▼ 0.25% · 3.875%
HK$77,308
−HK$2,369/mo
Today · 4.125%
HK$79,677
baseline
▲ 0.50% · 4.625%
HK$84,526
+HK$4,849/mo
Deposit HK$16.44M · loan HK$16.44M · min. income ≈ HK$159,354/mo (50% DSR)
Upfront cash ≈ HK$17.84M (deposit + AVD stamp duty HK$1,397,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,410
−HK$4,506/mo
▼ 0.25% · 3.875%
HK$85,647
−HK$2,269/mo
Today · 4.125%
HK$87,916
baseline
▲ 0.50% · 4.625%
HK$92,550
+HK$4,634/mo
Deposit HK$16.44M · loan HK$16.44M · min. income ≈ HK$175,832/mo (50% DSR)
Upfront cash ≈ HK$17.84M (deposit + AVD stamp duty HK$1,397,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,971
−HK$5,642/mo
▼ 0.25% · 3.875%
HK$92,769
−HK$2,844/mo
Today · 4.125%
HK$95,613
baseline
▲ 0.50% · 4.625%
HK$101,431
+HK$5,818/mo
Deposit HK$13.15M · loan HK$19.73M · min. income ≈ HK$191,226/mo (50% DSR)
Upfront cash ≈ HK$14.55M (deposit + AVD stamp duty HK$1,397,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,092
−HK$5,407/mo
▼ 0.25% · 3.875%
HK$102,776
−HK$2,723/mo
Today · 4.125%
HK$105,499
baseline
▲ 0.50% · 4.625%
HK$111,060
+HK$5,561/mo
Deposit HK$13.15M · loan HK$19.73M · min. income ≈ HK$210,998/mo (50% DSR)
Upfront cash ≈ HK$14.55M (deposit + AVD stamp duty HK$1,397,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,966
−HK$6,582/mo
▼ 0.25% · 3.875%
HK$108,231
−HK$3,317/mo
Today · 4.125%
HK$111,548
baseline
▲ 0.50% · 4.625%
HK$118,336
+HK$6,788/mo
Deposit HK$9.86M · loan HK$23.02M · min. income ≈ HK$223,096/mo (50% DSR)
Upfront cash ≈ HK$11.26M (deposit + AVD stamp duty HK$1,397,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,774
−HK$6,308/mo
▼ 0.25% · 3.875%
HK$119,905
−HK$3,177/mo
Today · 4.125%
HK$123,082
baseline
▲ 0.50% · 4.625%
HK$129,570
+HK$6,488/mo
Deposit HK$9.86M · loan HK$23.02M · min. income ≈ HK$246,164/mo (50% DSR)
Upfront cash ≈ HK$11.26M (deposit + AVD stamp duty HK$1,397,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,956
−HK$8,463/mo
▼ 0.25% · 3.875%
HK$139,154
−HK$4,265/mo
Today · 4.125%
HK$143,419
baseline
▲ 0.50% · 4.625%
HK$152,146
+HK$8,727/mo
Deposit HK$3.29M · loan HK$29.59M · min. income ≈ HK$286,838/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$1,397,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,137
−HK$8,112/mo
▼ 0.25% · 3.875%
HK$154,164
−HK$4,085/mo
Today · 4.125%
HK$158,249
baseline
▲ 0.50% · 4.625%
HK$166,590
+HK$8,341/mo
Deposit HK$3.29M · loan HK$29.59M · min. income ≈ HK$316,498/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$1,397,416 · Scale 2, in force from 26 Feb 2026)