LTV · monthly repayment
▼ 0.50% · 3.625%
HK$74,977
−HK$4,702/mo
▼ 0.25% · 3.875%
HK$77,309
−HK$2,370/mo
Today · 4.125%
HK$79,679
baseline
▲ 0.50% · 4.625%
HK$84,527
+HK$4,848/mo
Deposit HK$16.44M · loan HK$16.44M · min. income ≈ HK$159,358/mo (50% DSR)
Upfront cash ≈ HK$17.84M (deposit + AVD stamp duty HK$1,397,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,411
−HK$4,506/mo
▼ 0.25% · 3.875%
HK$85,648
−HK$2,269/mo
Today · 4.125%
HK$87,917
baseline
▲ 0.50% · 4.625%
HK$92,552
+HK$4,635/mo
Deposit HK$16.44M · loan HK$16.44M · min. income ≈ HK$175,834/mo (50% DSR)
Upfront cash ≈ HK$17.84M (deposit + AVD stamp duty HK$1,397,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,972
−HK$5,642/mo
▼ 0.25% · 3.875%
HK$92,771
−HK$2,843/mo
Today · 4.125%
HK$95,614
baseline
▲ 0.50% · 4.625%
HK$101,432
+HK$5,818/mo
Deposit HK$13.15M · loan HK$19.73M · min. income ≈ HK$191,228/mo (50% DSR)
Upfront cash ≈ HK$14.55M (deposit + AVD stamp duty HK$1,397,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,093
−HK$5,408/mo
▼ 0.25% · 3.875%
HK$102,778
−HK$2,723/mo
Today · 4.125%
HK$105,501
baseline
▲ 0.50% · 4.625%
HK$111,062
+HK$5,561/mo
Deposit HK$13.15M · loan HK$19.73M · min. income ≈ HK$211,002/mo (50% DSR)
Upfront cash ≈ HK$14.55M (deposit + AVD stamp duty HK$1,397,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,968
−HK$6,582/mo
▼ 0.25% · 3.875%
HK$108,233
−HK$3,317/mo
Today · 4.125%
HK$111,550
baseline
▲ 0.50% · 4.625%
HK$118,338
+HK$6,788/mo
Deposit HK$9.86M · loan HK$23.02M · min. income ≈ HK$223,100/mo (50% DSR)
Upfront cash ≈ HK$11.26M (deposit + AVD stamp duty HK$1,397,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,775
−HK$6,309/mo
▼ 0.25% · 3.875%
HK$119,907
−HK$3,177/mo
Today · 4.125%
HK$123,084
baseline
▲ 0.50% · 4.625%
HK$129,572
+HK$6,488/mo
Deposit HK$9.86M · loan HK$23.02M · min. income ≈ HK$246,168/mo (50% DSR)
Upfront cash ≈ HK$11.26M (deposit + AVD stamp duty HK$1,397,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,958
−HK$8,463/mo
▼ 0.25% · 3.875%
HK$139,156
−HK$4,265/mo
Today · 4.125%
HK$143,421
baseline
▲ 0.50% · 4.625%
HK$152,148
+HK$8,727/mo
Deposit HK$3.29M · loan HK$29.59M · min. income ≈ HK$286,842/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$1,397,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,140
−HK$8,111/mo
▼ 0.25% · 3.875%
HK$154,167
−HK$4,084/mo
Today · 4.125%
HK$158,251
baseline
▲ 0.50% · 4.625%
HK$166,593
+HK$8,342/mo
Deposit HK$3.29M · loan HK$29.59M · min. income ≈ HK$316,502/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$1,397,439 · Scale 2, in force from 26 Feb 2026)